How does Bank of China check bank card balance via SMS?

Bank of China SMS text message to check bank card balance: When checking the balance, use the bound mobile phone to send XYKZMYE# the last four digits of the card number #CNY and send it to 95566.

The current balance of a savings card refers to all the available balance in the card, which can be used directly without any form of conversion. If the account balance on your debit card differs from the available balance, it means there is outstanding business. It may be that financial products such as funds were purchased but not operated during the business process. The amount will be temporarily frozen until business hours. Although demand deposits in ordinary savings cards can be withdrawn at any time, which is more flexible and convenient, their interest rates are relatively low.

1. What does the current balance of a bank card mean?

The current balance is the current deposit balance of the account. If the account balance on your debit card differs from the available balance, it means there is outstanding business.

For example, if the fund subscription is not operated during the fund business processing hours, the fund subscription will be temporarily frozen and the business will be completed during the next fund business hours.

2. When purchasing financial products, funds will only be transferred at the end of the period, and funds will only be frozen during the fundraising period.

The above business can be cancelled. In the event of cancellation, the available balance will be the same as the account balance. There is also a case of judicial freeze. Some balances are frozen. The available balance is the actual balance of the account minus the frozen balance. Credit card If you deposit your own money, the available balance is the credit limit plus the deposit. The account balance is your own deposit balance.

3. If the account balance on the debit card is different from the available balance, it means that there is unfinished business.

For example, if the fund subscription is not operated during the fund business processing hours, the fund subscription will be temporarily frozen and the business will be completed during the next fund business hours. When purchasing financial products, the funds are only transferred at the end of the period, and the funds are only frozen during the fundraising period. The above business can be cancelled. In the event of cancellation, the available balance will be the same as the account balance. There was also a case of judicial freeze. Some balances are frozen. The available balance is the actual balance of the account minus the frozen balance. Credit card If you deposit your own money, the available balance is the credit limit plus the deposit. The account balance is your own deposit balance.