What was the best way you experienced in Qian Shengqian?

My friends, the best way to talk about Qian Shengqian is to talk about what everyone cares about.

I feel that there are two very good methods, which cannot be used separately and need to be used in combination.

1 The best way is to save money, be simple and straightforward, and be safe and secure.

We all have some experience in saving money. And basically there are deposits.

The benefits of deposit savings are clear at a glance: peace of mind, the bank guarantees capital and sets interest rates. There is also additional deposit insurance, which provides the maximum principal and interest protection of 500,000 yuan. And there are many bank outlets, plus computer banking and mobile banking, which is very convenient. Another great advantage is that the deposit can be withdrawn in advance with interest, which is very convenient.

Summary: Saving money is a good way for Qian Shengqian. Safe, clear, predictable and convenient. Can be said to be suitable for most people. But we also need to optimize the products to keep pace with the times. The same money, the same time period, it is possible to get more interest and income. Keywords large deposit certificate, internet deposit,

They are all brand-new good choices.

The second best way is to invest in financial management:

With the development of the times and financial management, it has flowed into thousands of households.

In the new era, maintaining and increasing value is very important. And financial management provides us with more opportunities and choices for snowballing wealth.

The benefits of financial management are obvious: different investors can make more personalized choices, whether cautious, steady or radical, and there are matching products.

Whether it's 1 10,000, more or only one yuan, wealth management has its products to choose from.

This has to mention the fund, Yu 'ebao Monetary Fund, which has enabled many investors to explore the 1 bucket of investment and financial management and see the charm of investment and financial management. You can invest with a very low threshold of one yuan, with strict supervision by experts, no experience and no professional knowledge, and you can also indirectly enter the capital market to obtain income, which saves trouble and time.

More flexible, especially suitable for spare money.

Summary: Investment and financial management that keeps pace with the times is the only way for Qian Shengqian.

To sum up:

It can be said that the best way to invest and manage money is to combine saving money with investing and managing money.

Answer: Although I haven't made any money so far, I had some opportunities in Qian Shengqian, but I didn't really grasp them. I have mainly experienced some investment opportunities.

First, the so-called opportunities in Qian Shengqian are either entrepreneurship or investment.

Second, some people may like to start a business or have strong entrepreneurial ability. They may start a business and let Qian Shengqian.

Thirdly, some people may like investing or be good at discovering investment opportunities, so they can consider investing in Qian Shengqian.

In short, some have strong entrepreneurial ability, Qian Shengqian may be quick, some have strong investment ability, and Qian Shengqian may be quick. Whether starting a business or investing, Qian Shengqian may need professional skills in related fields, and Qian Shengqian may have a higher success rate.

# Wealth Management Competition Season 3 #

There are many ways in Qian Shengqian, but I'm afraid it's more difficult to discuss the best way, because everyone's situation is different, and we can only say which way suits us best. As far as I am concerned, it is an investment fund.

0 1 What investment methods have you used so far? Although you don't have much money, you used the Qian Shengqian method. The main methods are: bank deposit, money fund (baby products), regular financial management, fixed investment of funds (index funds, mixed funds, stock funds) and stocks.

In fact, in addition to the above channels, there are many "Qian Shengqian" channels, but the amount of personal funds and information channels are limited, and there is no more contact.

The advantages and disadvantages of each method mentioned above have their own advantages and disadvantages. Relatively speaking, among the six methods, my favorite is the fixed investment of the fund.

Personal risk tolerance is stable and positive, and the above products are basically within the scope of personal risk tolerance.

Why is fund investment "the best"? If someone says that fund investment is the best "Qian Shengqian" way, it certainly seems a bit one-sided. I can only say that fund investment is the best way for me personally. The reason for this is the following：

Personally, I am not very satisfied with the "Qian Shengqian" methods such as bank deposit, money fund and regular financial management. Although the risks of these three methods are between low risk and medium-low risk, which can guarantee the principal to a great extent, I am personally willing to use risk to obtain income. Although I have invested money in these three ways, they are mostly used to balance the risks of fund investment and stock investment.

Although stock investment can also get great benefits, it takes a lot of time and energy. I prefer to choose some blue chips for long-term investment rather than making money in the short term. I'm not afraid of jokes. First, I have no ability. Even if I succeed once or twice, there is no guarantee that I will succeed every time. The second is that you have no energy and need to spend more time on analysis.

Then relatively speaking, fund investment has become the most suitable investment method for me. I only need to choose once, and then I will learn about the relevant announcements from time to time. Even if there is a loss in the short term, it is necessary to make up the position according to the situation or directly choose the fund to vote.

To sum up: After comprehensively considering the risks and return on investment, the time and energy spent and the required investment capacity of various "Qian Shengqian" methods, I come to the conclusion that for me personally, the best way is to invest in the fund. PS: For Xiaobai, you can choose the most suitable way to carry out "Qian Shengqian" according to the advantages and disadvantages of each product in the second paragraph and your actual situation.

I have the best way, Qian Shengqian. If you make money, you don't spend money. You earn money for tomorrow every day. Tomorrow, tomorrow, when is tomorrow, you will earn enough money.

In fact, it is difficult for ordinary people to earn money. Second, there is no money in the sky and no money on the ground. where is the money to come from?

If you grow up in the countryside, you must pay attention to planting that kind of thing all year round.

To grow cash crops, sell more money and produce more things, such as fruits and things with water.

Feed chickens, ducks and geese at home, solve the problem of life first, and don't buy food. It is much easier to grow crops in the countryside now than in the past.

I have time to go out to work, sell what I eat in the countryside, and make money for tomorrow. When is tomorrow? There are many tomorrows.

In addition to living expenses, money can be deposited in the bank, and rolling money and interest is also a big income.

However, this is the calculation method of the poor. Rich people invest to make money, but we farmers have no brains. Forget it. Once you lose, you can pay back the money with interest, but you can't afford it. How can you earn that money?

The poor start by saving money, whether it is big money or small money, collect it, put it in their pockets and deposit it in money Ku and banks.

Only in this way can we calculate and calculate, and we are not short of money for farming all our lives.

There is also a pension fund when you are old. I didn't mean to brag. There are many such people in the countryside.

Compared with those who go to work, work and live in the city, it's not bad at all.

If you want to get rich, it's impossible unless you find another project, develop more economic income, be willing to work and not be afraid of hardship, and now in this society, you can make a steady profit by working.

It is also a stable income. If you have money, you can put it in the bank. You are not afraid of less interest, but you are afraid of saving less. Qian Shengqian should have a pension for decades.

However, this method will make you live with computing power. If you want to earn a dollar and spend two dollars, don't bother.

This is the calculation method of ordinary people, ordinary people and poor people.

Tailored, I think I can be a big boss, earn a lot of money, study art, be a teacher and visit experts. This is definitely not for you.

If you want more money, every little makes a mickle, and grow a pair of hands to catch money, no matter how big the risk is, don't buy or sell at a loss, let alone at a loss.

As for Qian Shengqian, about ten years ago, I worked as a CEO-level executive in a private enterprise, and now I am also a boss.

So I have some practical experience in making money.

Most people are wrong about money making money.

Because money can't actually make money at all.

Qian Shengqian's concept is completely wrong.

There is a simple reason. If money can make money, you can borrow tens of millions of usury, and then it will become hundreds of millions.

It's too easy to make money like this.

As we all know, Wang, the son of the richest man in China, lost 3 billion yuan for tearing onions.

Their family assets are hundreds of billions.

Their family is so rich, according to Qian Shengqian's theory, they should not lose money.

But he just lost money, which means that money can't make money at all.

I happened to experience the opportunity in Qian Shengqian many years ago.

A long time ago, our country called on everyone to buy government bonds. At that time, people didn't know the national debt. National debt is distributed to all units, and everyone is required to buy more or less. The interest rate is very high. The five-year treasury bill rate exceeds 10%. I remember I didn't buy much. Later, I bought some more when I sold the national debt.

A few years later, when the Treasury bill expired, I went to the bank to exchange cash. I didn't know what financial products I invested in, so I asked the counter staff what products I could buy now. She enthusiastically introduced me to a fund product, and Bosera Fund increased in value. I bought the fund according to her suggestion, and then checked the growth of the fund's net value every day. At that time, it was catching up with the stock market. I found that the net value of the fund is increasing every day. I introduced this wealth management product to my colleagues, and they all invested in fund products, and everyone gained a lot of benefits. This is a good way to make money!

Have many sweet dreams.

Work hard and save money.

What is the Qian Shengqian method?

1, the most common and common way to deposit money in Qian Shengqian is to deposit money in the bank for interest, with the lowest interest rate for current deposits and higher interest rate for fixed deposits. Among them, large deposit certificates or smart deposits have high interest rates, but poor liquidity; In Qian Shengqian, the deposit of less than 500,000 yuan is the Qian Shengqian method with zero risk and the highest security.

2. The purchase of national debt is a bond issued by the state and guaranteed by the national credit. The state belongs to the borrower, borrows money from the investor, and then the investor gets the certificate of the national debt. After that, the state will return the principal and interest to investors at the agreed time, which is the dependence of investors on money to make money.

3 buying a money fund is no stranger to everyone now. With the advent of 20 13 balance treasure, various monetary funds have come out. Yu 'ebao, Yu Bao Li, Bitong, Small Treasury, etc. In fact, it is a money fund purchased. These money funds guarantee interest-free, the principal is safe, the interest fluctuates, and the interest is settled every day, which is also a sound Qian Shengqian method.

4 buy wealth management products, wealth management products are varied. Major financial institutions have various wealth management products such as distribution or agency, bank wealth management products, securities wealth management products, insurance wealth management products and online finance. This is too extensive to count. Among them, wealth management products have different products of high school and low school, so we must distinguish the financial situation; Encounter high risk not only can't Qian Shengqian, on the contrary, the principal loss is great.

5 Stock trading is also familiar to many people. Many people have been exposed to or directly operated the stock market, which has high risks and high returns; The stock market makes money by the truth itself. You have the ability to multiply your assets. Without this ability, you can only lose money on the principal. This is the stock market.

There is an old saying in China that you can eat anything. If you make a good investment in your life, you will live a happy life. Don't gamble, don't do it if you are not familiar with it, don't know how to vote, and don't follow the crowd. Some money is not yours.

It is best to deposit it in the bank. Although it is rare, it is absolutely safe.