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The truth of life will be broken at a glance
If you want to feel financially secure, you must first learn the money game and play by the rules. Many friends have worked hard all their lives, lived frugally, and dreamed of a good life. However, not only did they fail to achieve their dreams, but they became increasingly unhappy and stressed. Why? Because he doesn't understand or doesn't follow the rules of the game to get money.
For most people in society, there are two ways to obtain money, one is to work for others, and the other is to start their own business. I have been working part-time for 20 years, and most of the time I have been earning a high salary and being a supervisor. I have been working hard on my entrepreneurial journey for 14 years. I started working alone and now have a group company with 11 companies. It can be said that whether I am working hard in the workplace or starting a business, I have learned some ways to succeed.
Let’s talk about the workplace first. I have several key words for success in the workplace: being proactive, solving problems, and fighting with the boss. The reason why I was able to reverse my destiny was mainly due to the help of some qualities that everyone has or can acquire, so as to overcome some unfavorable personal circumstances and the right time and place. The most important keyword is "proactive". I think back then, if I had not taken the initiative to leave my hometown to work in Shenzhen, I would not have had the opportunity to have close contact with Hong Kong businessmen, and everything in the future would have been out of the question. After I joined the company, if I didn't take the initiative and be proactive in everything, I wouldn't be able to be appreciated by my boss, and I wouldn't be able to get the position of supervisor. If I am just a general worker on the assembly line, do I have time to snap up stocks? Even if I have time, do I have the money to buy stocks? By the same token, if I had not served my boss as a supervisor for 20 years, my boss would not have given me a "big gift package" after I resigned. It can be said that without "proactivity", my destiny will be rewritten.
The next key word is to practice internal skills like a martial arts master and improve your ability to solve problems. After gaining the respect of my boss, I worked as a supervisor for 20 years and encountered various problems such as factory relocation, environmental protection, and production safety. If I didn't have the ability to solve problems, I'm afraid my boss would have asked me to move. Therefore, if you want to get a high salary on the part-time job, you must have the ability to solve problems. As long as you have real skills, you will become popular. And what’s the boss’s trick for retaining people? Promotion and salary increase!
Another key word is to be in the same boat as the boss. As a boss, I can tell you with certainty that bosses don’t like those “gangsters” who are talented and capable, but they particularly appreciate those “partners” who are willing to share the joys and sorrows with the boss. When the boss encounters difficulties, those who can follow the boss unswervingly and fight together with the boss will definitely be supported by the boss, shoulder the burden on him, and give him the opportunity to get a high salary.
Next, let’s talk about entrepreneurship. Many people are eager to change their destiny and gain more money-making opportunities through entrepreneurship. However, starting a business is like participating in a sports meeting. It is not easy to participate and even harder to win. Therefore, before preparing to start a business, you must answer this question: "Why should I start a business?" If you start a business with the mentality of "crossing the river by feeling for the stones", the possibility of eventually falling into the river and drowning will be far greater. Much better than your chances of landing successfully.
Starting a business requires not only start-up capital and an ideal project, but also accumulation of experience in technology, management and sales, as well as human resources. Because you don’t have a project, you can search, dig, and discover. If you don’t have enough entrepreneurial funds, you can borrow from friends or even go to the bank for a loan. But if you lack business experience in management, marketing, negotiation skills, etc., no one will be able to help you. Because business experience is not something others tell you or you can understand at a glance. It must be learned and explored by yourself at work. Take me as an example. If I hadn’t accumulated rich network resources and practical marketing experience during my long-term working career, how would I have mastered karate? Therefore, I suggest young people who are planning to start a business to work first and then start a business - sharpen your sword and never miss the opportunity to chop wood!
Regarding starting a business, in addition to working first and waiting until you have accumulated human resources and practical business experience before starting a business, the following points should also be observed -
If you understand the policy Similar to what is said on TV and newspapers, please do not start a business because you lack the ability to think independently. There will be many problems in the business world that require you to think independently in order to make the right decision.
Networking does not mean that you know a certain big boss, or a certain director or director of a government agency, but refers to all the relationships and resources that you can call upon.
Resources must be used intensively and flexibly. If the front is stretched too long, it is often the beginning of failure.
Don’t do it if you are not familiar with it, and don’t enter an industry that you are not familiar with.
Try to use mature technologies. New technologies may help you conquer the world, but new technologies have many uncertainties. These uncertainties will drag you into the abyss of failure.
Pay attention to cultivating your own team. On the road to starting a business, there are many tasks that you need to do personally, but more tasks need to be solved by the team.
You must have the courage to persist, but also learn to give up. Sometimes, persistence is victory, giving up is failure; sometimes, if you change the track, you will be the first.
Prepare funds at 125% of the budget. After starting a business, there will be many places that exceed the budget. The reason why many entrepreneurial companies do not survive more than three years is because their capital chain is broken.
It is necessary to have a clear idea and be aware of the strategy implementation steps, business schedule, product production, service plan, cost, gross profit, expected operating difficulty and resource requirements.
It is difficult to do business as a partnership, and it is very stressful to do it alone. Choose your partners carefully so that you can lay eggs by borrowing the chicken. When working with others, be sure to establish mutual restraint mechanisms. When money is involved, anything can happen.
Those who are good at planning will not fight, those who are good at fighting will not be defeated, and those who are good at defeating will not be in chaos. If you have already lost, please remember the saying on the mahjong court - losing less means winning. Life is about settling accounts, and you must have the determination to cut off your own strength when necessary.
The truth of life is broken at the first glance. The important thing is that you have to establish a strong belief: people can change their own destiny - when a person comes to the world, no matter how unfavorable the starting point is, No matter how bad the internal and external conditions are, you can control your own destiny to a large extent and have the opportunity to become a rich man. You may struggle with disadvantages, and you may be a weakling in the competition. But, at the end of the day, do you have a strong desire to change your destiny? As long as you have it and can practice it, you can definitely do it. As I said before, I am also an ordinary person. I was also anxious about not being able to find a job. I once had to share a bed with a fellow villager because I had no money to rent a house. Since I was able to get out of such a difficult situation and achieve my own wealthy life, I believe you can do the same. I can do it, why can't you?
Some people may say that you are just luckier than us, or you have a family background. To be honest, I don’t have a prominent family background. I was born in a rural area and have a high school education. Several generations of my family are farmers. My father’s highest official position was just a deputy township chief, which is equivalent to the current deputy village chief. However, the village chiefs in the 1980s were not as wealthy as some village chiefs today. Therefore, our family has never been rich. As for luck, I have pretty good luck. After I left school and played at home for a year, my father asked for help and asked me to work as a temporary worker in a supply and marketing cooperative. I ventured into Shenzhen with 70 yuan in my pocket, and within one year after joining the company, I was promoted to the supervisor of a Hong Kong-funded enterprise, and worked in this position for 20 years. When I started my own business, I took advantage of the "big gift package" given to me by my boss, and I found the first opportunity on the road to entrepreneurship. Pot of gold. Next, I walked around the mall empty-handed, getting closer and closer to success. Also, in the original stocks in the early 1990s, I sold scraps from factory production as treasures, and bought large tracts of land when land was still at a bargain price. I caught up with almost all the good things. Of course, there were times when I was unlucky. For example, I lost more than 2 million yuan on a single business. Another example was when I was in trouble and was defrauded of 100,000 yuan.
When I was having my worst luck, I once asked someone to read my palm. The fortune teller looked at my fingers for a long time and said that my fate line and luck line were not very good. I was so angry that I clenched my fists and was speechless. The fortune teller pointed at my fist and asked, "What is this?" I replied, "Fist." The fortune teller shook his head and said, "Fate is in your own hands." Then, the fortune teller told me that everyone's destiny is different, but you can't surrender to it just because of its weirdness. When you are old and look back on the past, you will find that half of your destiny is in your hands, and only the other half is in God's hands. If you want to change your destiny, you must use your wisdom and diligence to get the other half that God holds. The more extraordinary your efforts are, the bigger the half you hold, and the more fruitful your harvest will be.
When you encounter setbacks, you must firmly believe that there are always more solutions than difficulties; when you are carried away, don't forget that your other half is still in the hands of God. Your life's effort is to use half of yourself to get half of what is in God's hands. This is the life of destiny, this is the destiny of your life!
People have different fates and fortunes. Destiny is unpredictable. Fate cannot bring people eternal success, and people cannot always rely on luck.
In this competitive society, survival of the fittest is the eternal law. Only you can change your destiny, only you can decide where you want to go! If you want to run towards success, the first thing you have to do is to be the director of your own life, use your hard work and talent to create your own works, and you must be responsible for every process and result! Relying on luck means you leave your destiny to God. The result of obeying God's orders is that you cannot live your own wonderful life.
In the past sixty years of my life, I have experienced the disappointment and pain of frustration, as well as the joy and happiness of success. I have made some achievements and also gone through some detours. However, there is no rehearsal in life. Some of my actions were influenced by the environment at the time, and some were attributed to my own personality flaws. However, I hope you will not judge me morally, because I am just an ordinary person. The reason why I candidly review my own experience and summarize some regular experiences related to making money is to give some encouragement and inspiration to my friends so that they can achieve financial freedom as soon as possible. Of course, I did not tell you the specific methods of making money in the book. Instead, I told you about my career and entrepreneurial stories so that you can figure out the right way to make money. I think that simply talking about methods can only stop you at the technical level, while telling my life story is like preaching.
I have a dream, that is, the family business I built will last for a hundred years. This requires letting my descendants know that our wealth is hard-won, know how to create wealth, and how to take destiny into their own hands. I have the experience of struggling in the workplace, and I have also figured out some ways to succeed on the road to entrepreneurship, so I wrote a book to tell my life story so that future generations can learn from it and avoid taking detours. It can be regarded as a letter home.
Finally, I would like to say that if you can read this far and still do not regret the time and money you invested in this book, I would be very happy. (Note: This article is the postscript of my biography "Be the Director of Your Own Life". Liu Fumin)
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