Can Alipay transfer be recovered?

Alipay transfer cannot be withdrawn, and it will be automatically returned within 24 hours only if the identity information of the other party's account is incomplete.

If the transfer is wrong or there are other disputes, you can communicate with the other party through the Alipay page or the other party's phone or email address filled in when transferring, and ask the customer service staff to help solve it if necessary. If fraud or other illegal acts are involved, they should be reported in time.

August 20 13, Alipay plans to promote credit payment. According to the comprehensive evaluation of the user's work nature and product type, an account can be overdrawn up to 5,000 yuan.

Users can use Alipay to pay, without bundling credit cards or savings cards, and can directly overdraw their consumption, with a maximum amount of 5,000 yuan. On August 8, 20 13, a news that Alipay will launch a credit payment service was circulated on the Internet. The news publisher said that after the launch of Yu 'ebao, Alipay plans to continue to launch credit payment services, and all loan funds will be provided by cooperative banks.

Up to now, there are more than 450 million real-name users of Alipay, more than 270 million active users of Alipay wallet, and more than 45 million mobile phone payments per day, exceeding the global peak of 451.1created in 20 18 years.

In 2065438+2004, the number of Alipay mobile payment transactions reached 65438+97 million. Alipay's steady style, advanced technology, keen market insight and high sense of social responsibility have won wide recognition from banks and other partners. Alipay has established in-depth strategic cooperation with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.

From July 1 2006, the balance payment and transfer functions of users with imperfect real-name authentication will be restricted. Personal payment accounts are divided into three categories, with different functions, quotas and information authentication standards.

Among them, Class I accounts only need an external channel to authenticate customer identity information, such as online verification of resident identity card information, and the corresponding payment limit is only 1 000 yuan since the account was opened. This kind of account balance can be used for consumption and transfer, which is mainly suitable for customers to make small and temporary payments. Class II and Class III account customers have higher real-name authentication intensity, and their identity information is verified through at least 3 and 5 external channels respectively. Among them, the payment limit for the balance of Class II account is 654.38+10,000 yuan per year. The payment limit for the balance of the third-level account is 200,000 yuan per year.