I'd like to ask what are the characteristics of China Life's new golden life annuity insurance?

China Life Xin Xiang Jin Sheng Annuity Insurance (Section B) is an annuity insurance product. Its characteristic is that it can not only provide personal protection, but also help the insured to invest and finance.

Next, Senior Sister will evaluate and analyze this product. Before we begin, Senior Sister will give you a guide to prevent the pit of annuity insurance: Learn this trick and stay away from the pit of 99% of annuity insurance.

Before the evaluation, let's take a look at the protection map of this product:

Below, the senior sister selects some key evaluations for everyone.

1, payment term

The payment method of this product is only 10 year, compared with similar products that also provide wholesale payment, 3-year payment, 5-year payment and other payment methods on the market. The choice of payment period is relatively simple, which can not meet the diverse payment needs of everyone.

So, what should we pay attention to when choosing the payment period? Let's take a look at what experts say: how to choose the payment period so as not to lose money?

2. Safety content

The protection content of this product includes special survival fund, annuity, maturity insurance fund and death insurance fund. It can be seen that its guarantee content is still relatively rich. There are also many types of annuities.

However, this product does not include total disability protection. You know, complete disability is also a very unfortunate thing, and it will also cause a serious economic burden to the family. Therefore, compared with similar products that also provide total disability protection in the market. Its guarantee content is not very comprehensive.

Based on the above, although its security content is rich, there are many types of annuities. However, its compensation method is single, and it does not include total disability protection, and the protection content is not comprehensive enough.

Therefore, everyone can look at other products before insuring this product, and then choose according to their own protection needs after shopping around.

If you want to have a deeper understanding of this product, you can supplement this article: Is it worth buying B-type whole life insurance for China Life? Look at this is enough!

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