What is the next step for a phone follow-up visit for a bank loan?

The second step.

Bank loan telephone follow-up interviews are usually the second review step. The first step is to accept the user's loan application and prepare to enter the review stage. The second step is to review the loan information. At this time, you may call the user for a follow-up visit.

Telephone follow-up interviews are part of the review and will affect the review results. Therefore, after applying for a loan, users only need to pay attention to answering the phone. If they answer the questions on the phone carefully, they can usually pass the review.

Extended information

Reasons for borrowing: During the process of applying for a loan, the borrower should be honest and clear about the reasons for the loan, and write down in detail the purpose of the loan and the personal advantages in repaying the loan. For example: good personal credit record.

Loan amount: The amount of the loan the borrower applies for at the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what the lender wants, and they certainly don’t want it. There is no sign of disbursement of my loan funds within half a month. If the loan applied for by the lender is relatively large, it is recommended that you reduce the loan amount appropriately, so that your chances of passing the bank's review will be greatly increased.

Baidu Encyclopedia-Bank Loans