What does the construction bank credit card LKTE mean?

China Construction Bank LKTE is the reply message of temporary quota adjustment. Accept the temporary credit line proposed by CCB and reply to the "LKTE# target credit line" of CCB within the time limit prompted by SMS.

If the application amount is 10000 yuan, please edit "LKTE# 10000". Tips: The format of reply instruction is English letters. Please do not enter Chinese, spaces or other special characters.

If the fixed credit limit of the credit card is not enough (such as decoration, travel, etc.). ), you can call the credit card center of the issuing bank and ask the customer service to temporarily increase the credit limit within a certain period of time. The customer service will determine whether the credit limit can be temporarily increased for you according to your card use record, and the credit limit will be transferred back to the original fixed limit after the specified time.

Extended data:

Temporary credit line is a line used by banks to meet customers' temporary consumption needs. Generally, the validity period of this line is 1 to 2 months, and the original line will be restored after the validity period. The general temporary limit is determined according to the usual card usage. The better the card habit, the higher the temporary line.

If the credit card has a good record and there is no overdue or other illegal use of the card, the credit limit can be temporarily increased, and the extent of increasing the temporary credit limit is generally controlled at X times of the fixed limit.

In addition, on Christmas, New Year's Day, Spring Festival, Eleventh and other fixed holidays, the bank credit card center will actively adjust the temporary credit card limit. Generally, the increased temporary credit limit is x times of the fixed credit limit for cardholders' holiday consumption. Your quota will be restored to the original fixed quota about one month after the holiday.

The temporary credit card limit is different from the fixed limit and can only be used temporarily. Its primary feature is that it cannot recycle credit and can only be used temporarily for a period. Upon expiration, the quota will be restored to the previous quota, and the temporary quota cannot be used. If the cardholder wants to continue to use the temporary limit, he needs to apply again.

China Construction Bank-Question-Notice of immediately agreeing to the bank's adjustment.

Baidu encyclopedia-temporary quota