Will the withdrawal principal of Bohai Life's new worry-free old-age security (dividend-paying) be reduced?

Bohai Life Insurance (dividend-paying) is an insurance product, and its design principle is that after the insured pays the premium, it is handed over to the insurance company for investment and operation, so as to obtain certain income. During the insurance period, the insured needs to withdraw money, and part of the cash value can be extracted through surrender or insurance reduction, but this does not mean that the principal will be reduced.