I didn't swipe my card or spend money in other ways, but I received a short message. What is the reason?

If you confirm that it is not your own consumption, it should be stolen.

It is suggested to call customer service to find out where the consumption place is and check the consumption record. If you spend in a different place, you can report the loss of the card immediately.

Mode of committing a crime: From the mode of committing a crime, swiping a card mainly means that a criminal or a criminal obtains the cardholder's information by illegal means, makes a fake card according to the obtained information, and then steals the funds in the card through an ATM machine (ATM machine) or a multifunctional payment terminal (POS machine) in a local, domestic or overseas place.

Criminal means from the main criminal means, mainly divided into three categories:

The first category is the cardholder's information (bank card number, password, etc.). Intercepted by criminals or criminal suspects due to bank faults, such as installing cameras and other equipment around ATM machines to steal information, installing card swallowing devices on ATM machines, stealing funds from real cards, etc.;

The second category is that the cardholder's own fault leads to the disclosure of bank card information, such as bank card loss and password disclosure. , and the cardholder fails to perform the custody obligation correctly;

The third category is that the reasons for bank card information leakage are unknown, such as hackers invading the banking system and stealing cardholder information to make fake cards.