How to find a company to pay five insurances and one gold?

Individuals require the company to pay five insurances and one gold.

Social security payment company's service target:

1, domestic enterprises, individual industrial and commercial households, foreign or provincial institutions in Guangdong and workers who have established labor relations with them;

2. Organs, institutions, social organizations, private non-enterprise units and workers who have established labor relations with them;

3. Migrant workers;

4, foreign enterprises and overseas Chinese, Taiwan, Hong Kong and Macao enterprises resident representative offices or branches in Guangdong and their employees;

5. Unemployed, self-employed and other working immigrants;

6. Other units and individuals that meet the policy requirements. You can go to the social security bureau and the housing provident fund center to pay five insurances and one gold to individuals without work units through the way of linking five insurances and one gold to the company.

When choosing a social security company, we should pay attention to the following three points:

1. Company qualification: business license, human resources service license (social insurance belongs to the reverse category of human resources service, and agents must hold human resources service license to operate social security agency business).

2. Business scope: Choose a large agency, which is formal and reliable.

3. Service fee: Check the fee structure of the intermediary to see if there are hidden fees.

How to find a company to pay five insurances and one gold:

1, paid by flexible employees. If you have a local hukou, you can participate in pension and medical insurance as a flexible employee. The payment standard is based on the local social wage of more than one year. Pension payment ratio is 20%, and medical care is about 9%. At present, 80% and 100% are still available. Generally go to the social security service point of the local community street to handle it.

2. If you are not a local account, you can only pay through the social security payment agency. This method certainly requires a certain handling fee.

Five insurances and one gold are paid by individuals and companies respectively according to the corresponding proportion.

Payment ratio of five insurances and one gold:

1. Endowment insurance: 20% of the unit's contribution base and 8% of the individual's withholding base;

2. Unemployment insurance: unit contribution 1.5% base, individual withholding 0.5% base, individual migrant workers do not pay;

3. Work-related injury insurance: depending on the nature of the unit and the withholding ratio, taking a wholly foreign-owned enterprise as an example, it is paid on the basis of 1%, and individuals do not pay;

4. Maternity insurance: employees with foreign household registration are not covered by this insurance, and employees with Beijing household registration pay 0.8%, and individuals do not pay;

5. Medical insurance: the unit payment base is 9% (basic medical care) 1% (large amount of overall planning), and the individual withholding is 2% (basic medical care) and 3 (large amount of overall planning);

6. Housing accumulation fund: both units and individuals pay 8% of the base. If the unit conditions are good, you can apply for an increase to 10%.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.