How to write an IOU when the guarantor borrows money?

If there is no agreement between the parties, the law acquiesces that the guarantor is jointly and severally liable, that is, the guarantor and the debtor are in the same position.

Note: RMB ten thousand Yuan only (￥ 10000.00) was borrowed from XXX and paid off on XX, XX. The interest during the loan period is *%, which should be paid off at the same time as the principal. Borrower: XXX{ ID number} Guarantor: XXX{ ID number} Repayment date: XX, XX, XX.

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