I'm in debt of 400 thousand, and I don't know what to do now

I had the same experience as you four years ago. Tell me about my past debts. Four years ago, I was 23 years old and failed in business, owing more than 400,000 yuan. At that time, the debt was so high that I couldn't pay it back. What have I done?

Part-time job in my spare time: at first, I thought the first thing was to pay off the debt first. First, I found a cheap rental house to live in. Because I didn't have to work overtime in my previous job, I went to work part-time to deliver takeout after work. I also earned more than 8 thousand a month. Excluding living expenses and accommodation expenses, there was still 6,500 yuan left in a month to pay off debts, and it lasted for four months. Later, I calculated an account, which will take at least six years to pay off.

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If you want to go ashore, don't raise a loan with a loan, stop repaying it first. So I started planning again. Stop borrowing money to pay off debts, and stop paying off all the money on credit cards. Set the "Do Not Disturb" mode on your mobile phone to avoid harassing calls and affecting your mood, and try your best to ask for money. Don't pay attention to the collection of fakes such as court notices, and don't pay attention to anything that needs to be collected at home. These are just to scare you. I've been like this for a year. Are you all right now?

If it is difficult to pay off debts at work, find a project to make money to pay off debts: you owe more than 400 thousand. If your salary at work is not very high, it is difficult to pay off your debts by working. After four months off work, you have to work part-time to earn money and pay off debts. Finally, I quit my job and devoted myself to finding projects online to make money and pay off debts. More than half a year has passed, and I just want to make money and pay my debts. I only sleep four or five hours a day to pay my debts.

Summary: more than 400,000 debts can't go ashore? It mainly depends on whether you can withstand the pressure and improve your ability to make money after you are in debt.