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What time does the 2023 express stop?
General express delivery company's specific final receiving time is 65438+20231October 20th, and the working time is 65438+20231October 27th. However, Debon, Debon, Post and other courier companies are open all year round, subject to the notice issued by the logistics company. 1, Tong Yuan Express Shutdown Schedule 2023:65438+20231October 20th, that is, the 29th of the twelfth lunar month. 2. The stopping schedule of Dayun Express in 2023: 65438+20231October 20th, that is, the 29th of the twelfth lunar month. 3. Stop schedule of ZTO Express in 2023: 65438+20231October 20th, that is, the 29th day of the twelfth lunar month. 4. Shutdown schedule of Shentong Express in 2023: 65438+20231October 20th, that is, the 29th of the twelfth lunar month. 5. Debon Express's outage schedule in 2023: Debon Express will not be shut down in 2023, because Debon Guan Wei announced that it will not rest during the Spring Festival in 2023, and the express will operate normally during the Spring Festival. 6. Timetable for Shutdown of Jingdong Express in 2023: Jingdong Express will not be shut down in 2023, because JD.COM announced that it will not rest during the Spring Festival in 2023, and the express will operate normally during the Spring Festival. 7. Timetable for suspension of postal express delivery in 2023: Postal express delivery will not be suspended in 2023, because postal EMS express delivery is usually open all year round, and only the express delivery before the twentieth day of the twelfth lunar month to the fifteenth day of the first lunar month will be longer than usual. 8. SF's outage schedule in 2023: SF will not be shut down in 2023, because SF will not have a holiday during the Spring Festival in 2023, but it may extend the delivery time and charge some service fees, depending on the actual situation of local outlets.
Second, the loan extension policy in 2023?
1.
Reasonably determine the loan extension and repayment arrangements. For small and micro enterprise loans due in the fourth quarter of 2022 (including loans operated by individual industrial and commercial households and small and micro enterprise owners, the same below), banking financial institutions and borrowers are encouraged to negotiate to postpone repayment of principal and interest in accordance with the principle of marketization, and the deferred loans will bear normal interest without penalty interest. In principle, the principal and interest repayment date can be extended to June 30, 2023 at the longest. All banking financial institutions should reasonably determine the maturity date and interest settlement method of deferred loans according to the borrower's production cycle and capital withdrawal cycle to avoid centralized maturity.
2.
Implement the provisions on risk classification of deferred loans. All banking financial institutions should adhere to substantive risk judgment, adjust the credit management system in a timely manner, and not downgrade the loan risk classification simply because of epidemic factors, which will not affect the credit record.
3.
Establish and improve the due diligence exemption system. All banking financial institutions should improve the relevant due diligence exemption provisions for loan repayment and interest extension, enhance operability, and exempt all or part of the non-performing loans formed by grassroots credit personnel due to loan extension on the premise of effectively preventing moral hazard.
4.
Improve the guarantee in time.
Three. 202 1 year interest-free loan policy
Notice of the Ministry of Finance [2022] 1 10 on Doing a Good Job in Deferred Repayment of Interest-free National Student Loans in 2023; The Finance Department (bureau), Education Department (bureau), Finance Bureau and Education Bureau of Xinjiang Production and Construction Corps, Shanghai headquarters, branches and business management departments of the People's Bank of China, and the banking supervision branch of the provincial capital directly under the central government, and relevant banking financial institutions: With the approval of the State Council, in order to help graduates from poor families ease the employment pressure and support the employment service for college graduates, the interest-free repayment of national student loans in 2023 is hereby notified as follows: 1. According to the national student loan discount policy, the exempted interest is borne by the central government and local governments respectively. Two. The principal of the national student loan that the loan students who graduated in 2023 or before should repay in 2023 can be postponed for one year after the loan students apply independently. There is no penalty interest or compound interest on deferred loans, and the risk classification will not be lowered temporarily. Three, the national student loan undertaking bank shall submit credit information according to the adjusted loan arrangement, and the information submitted shall be adjusted. If the student fails to repay the loan in time due to the COVID-19 epidemic, the loan undertaking bank will determine that the relevant overdue loans are not submitted as overdue records, and adjust the submitted loans. Matters not covered in this notice shall be implemented according to the current relevant policies. Question and Answer of Banking Supervision Committee of China People's Bank of Ministry of Finance on May 26th, 2023:
4. Will loans overdue receive credit information in 2020?
1. How long loans overdue can get credit information mainly depends on the time stipulated in the contract signed by the bank and the lender. There is no uniform regulation. Whether a bank has a grace period or not, the length of the grace period is determined by the bank according to its own credit policy. The Credit Information Center has not made uniform provisions and will not cancel the grace period of banks. 2. In other words, how long it takes loans overdue to receive credit information mainly depends on the regulations of banks, the time to negotiate with banks when signing contracts, and how long it takes to record credit information. Moreover, financial institutions generally have a grace period of 1 to 3 days for credit card repayment, and cardholders can repay within the grace period after the monthly repayment date, and credit records may not be submitted to the credit information system. 3. The update frequency of personal credit information data has little influence on individual users, because once the credit stain becomes a fact, it will only be known 1 day or a month later. For the bank's loan operation cycle, generally more than one month, you can safely see the credit record of the loan applicant and reduce the misjudgment of the risk. 4. If the credit information is hacked, you can't take the train or plane, and the record of dishonesty will be known to potential partners. Those who violate laws and break promises seriously in the fields of taxation, securities and futures, civil aviation and railways will be banned from taking trains and planes for a certain period of time. 5. Ignoring overdue is a phenomenon that many people will appear. Most people don't intend to default on loans, and this kind of overdue is also the easiest to solve.
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