Loan to buy a car joke

Since the rise of loans, various loan methods have followed, which is undoubtedly not a good way to improve the quality of life for people with poor economic ability. People also have various ways to use borrowed funds, including buying cars. The invention of the automobile has greatly changed people's lives, and at the same time it has become a symbol of people's status. Everyone wants to own a luxury car. However, as a luxury consumer goods, cars can't be bought by everyone, especially those with insufficient deposits. So if they want to own their own car in a short time, they can only borrow money. But there are great shortcomings here. It is a fact that everyone has the right to pursue a better life. But can owning a car really improve the quality of life?

Let's analyze it. First of all, we bought the car through a loan and didn't have much savings. After that, I have to tighten my belt to live. Every expenditure at ordinary times should be carefully calculated, and you can't get sick or have other emergencies. In case of emergency, we will fall into the predicament of insufficient funds. At this time, there may be a situation of repaying loans with loans. This way will only make people go further and further on the road of repaying loans, and they may not really live a happy life in this life. If there were no emergencies, we had a smooth month and got our salary, but the repayment of the loan would cost 7788 yuan, and there was not much left, so we had to spend the next month nervously. At the same time, the car also needs maintenance, and the cost of maintenance is quite high, as well as the cost of engine oil. If you accidentally hit a car, even if you have insurance, you need to pay for it yourself. Some people may say that this is absolutely true. Having a car can improve your image in the boss's mind. I mean, what do you do? Which boss will pay attention to employees' cars instead of their jobs? Only by doing the work well can we attract the boss's attention. Others say that you can do Didi part-time jobs if you have a car, but first of all, Didi drivers need more than 5 years, which is not in line. Even if we don't consider this, the current Didi market has been sluggish, and many people complain that there is no income. Why do you want to do such a thankless thing? Besides, our previous analysis did not consider family. Thirty people are a flower. When a man reaches the age of 30, he will be laughed at in some places if he doesn't have his own career and a certain amount of savings. At this time, his parents have reached retirement age, and the burden of family will be passed on to you. In addition, China people love land, which was formed in thousands of years of farming society. Therefore, China people must have a house. Who wants to live without a home all day? But if we are still struggling to repay the loan at this time, we will definitely regret it.

Therefore, the loan to buy a car must be carefully considered, and it must be carefully and comprehensively analyzed according to its own situation. Don't let the car change from a booster that leads people to a happy life to a shackle that drags people to a happy life.