Retail investors, hot money, institutions and bankers

Students who are concerned about stocks should often hear this sentence. Do you understand what these concepts mean? Let me explain my understanding:

Retail investors refer to ordinary investors. The main characteristics of this group are small amount of funds, different styles of stock trading, both short-term and long-term Of course, the income situation is not optimistic. As the saying goes, "7 losses and 2 draws 1 income" refers to the income of retail investors, and only about 10% people make money.

Hot money refers to retail investors with a large amount of funds, generally short-term. When you see what hot, real-life stocks are, you flock in, raise the stock price instantly, and then cash out. A large part of the stocks that often go up and down are speculated by hot money.

Institutions, mainly fund companies, collect everyone's money to help invest in the stock market, which is often very professional.

Banker refers to the main body holding a large number of stocks. Most of the stocks circulating in the market come from their hands, so it can largely determine the price trend of this stock.

The above is my humble opinion. If there are any mistakes, please point them out.