What are the requirements for zero down payment for cars?

Conditions for buying a car with zero down payment: a natural person with full civil capacity and age between 18-60 years old; Stable income and strong repayment ability; Have a local account and can provide proof of identity and residence; Have proof of real estate or other financial resources.

Application materials: ID cards and household registration books of both husband and wife; Proof of valid income of both husband and wife; Marriage certificate of husband and wife, divorce certificate for divorced, and single certificate issued by the civil affairs bureau where the household registration is located for unmarried; The original real estate license is required for the full purchase, and the purchase contract, loan contract, purchase invoice, details of house loan repayment, repayment plan and balance certificate are required for the loan purchase.

Business features: it can fulfill the dream of car buyers and relieve the pressure of car buyers. You can choose a variety of models, and the activities are preferential and the loans are more affordable.

Buying a car with zero down payment is a brand-new way to buy a car. It refers to the auto loans provided by banks, auto finance companies and other institutions for specific models without down payment within a certain activity period. It has the characteristics of high loan amount and no down payment.

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Zero down payment means you can take things directly without paying. You just need to mortgage things on the seller's side according to the seller's requirements, and then fulfill the seller's promise to the buyer. When the seller promises to complete, the mortgage will be returned to the buyer, but the buyer must give the seller all the balance or what the seller wants.

Before the loan, an appraisal company approved by the bank will evaluate the value of the house you want to buy. And according to this evaluation value, finally determine the loan amount, which is your loan amount.

Generally, banks have to see the down payment certificate before they can give you a loan. Some loan intermediaries can help you apply for a loan without a down payment certificate.

References:

Baidu encyclopedia-zero down payment