I asked my rich relatives to lend me 10 million to buy a house. Relatives said they had no money and only gave me 5000 yuan. What do you mean you don't have to return it?

There are several kinds of money that you can't borrow in China, such as gambling, stock trading and buying a house.

From what you said, borrowing 65438+ 10,000 yuan should be used to pay the down payment. If you buy it in full, you can borrow 10 years, and paying back the loan in one month 1000 should be less stressful. However, the situation of down payment of 30% is different, and the repayment amount will rise sharply. If your uncle lent you 10 million, would you choose the bank or you when you paid back the money?

According to normal people's thinking, banks must pay back, and the consequences of early repayment are much more serious than the money owed to relatives. If your money is only enough to repay the loan after deducting the living expenses, what money will you pay back to your relatives?

There are only three situations when your relatives refuse to lend you 654.38 million yuan:

1, he does have financial pressure. Many entrepreneurs in China are like this, saying that they are billionaires, but their funds are in turnover and they are still heavily in debt. The cash they can withdraw is really limited.

He questioned your repayment ability. There should be no doubt about your sincerity in paying back the money, but your uncle has to bear the time cost, whether it is ten years or eight years. During this period, inflation and currency depreciation will make the purchasing power of 6.5438+million become 60,000 or 70,000.

His relationship with you is not as close as you think, that is to say, he hasn't told you this yet, so it is unnecessary for him to lend you 65,438+10,000 in order not to offend you.

He sent you 5000 yuan, not to look down on others, but to tell you euphemistically that he could not lend you 65438+ 10,000 yuan. If he ignored his relatives, he would not even give you 5000 yuan. You should accept the money with gratitude. If you throw it back, you will sever the relationship between your relatives.

To be a man, we should not only consider our own difficulties, but also the feelings of others, especially the matter of borrowing money. We should consider each other's tolerance and measure whether the trust between you is worth the money you borrowed.

When I bought a house, I borrowed 200,000 yuan from my sister to make up the full amount. I paid back the money at the interest rate of 5% one after another. If your brother and sister are still like this, what can you ask your relatives to do for you?

At present, social feelings are very thin. At the beginning of borrowing money, we should first consider whether we have face with our relatives. The help between people is mutual. Have you ever helped others before? Do they need your help in the future? These are all things that need your careful consideration. And you're just talking nonsense, not considering these factors, which only shows that you are a little thoughtless.

So now society can only borrow money from its parents, and only the relationship between parents and you does not consider material factors. Of course, the relationship between brothers and sisters and you before they get married is not material, but if they get married, you need to consider what you can do to help others before borrowing money.