My father died unexpectedly in a car accident, but the insurance company thought that his father was too heavily in debt and probably caused the car accident on purpose. What should I do?

First of all, let's look at the insurance period of this insurance contract. If it is a long-term contract, it will be covered for more than two years, even the suicide insurance company will have to pay compensation.

Secondly, if the accident certificate issued by the relevant departments is obtained and legally recognized as an accident rather than suicide, then the insurance company will definitely not think about not losing money just by guessing. Call the insurance company first, or call 12378 to complain. If you can't solve it, go to court. You are sure to win.