Will Taikang enjoy life and old-age security (dividends) be surrendered?

You are in an awkward position. First of all, whether to continue to pay fees, we must first consider our own economic affordability. If you surrender now, you will lose at least 40%-60% of the insurance premium you have already paid. The longer you pay, the greater the loss when you surrender.

Of course, if conditions permit, the annual payment only accounts for less than 20% of the income, and it is recommended to continue to pay. The most important thing in insurance is to pay attention to protection rather than dividends. In any case, critical illness insurance is also an effective supplement to social security.

Therefore, whether to surrender depends on your personal economic ability.

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Huize Insurance Network is the largest online insurance platform in China.