What if my wife has to buy a car? They have different values.

Money is earned by hard work, not by saving energy. Inflation is rising year by year. Without increasing your income, your savings village will never be able to afford a house. It is not advisable to save money to buy a house.

Saving money to start a business sounds wonderful. But if you really save enough money, you probably won't start a business. Now the entrepreneurial environment is very good. If your project is good enough and someone invests in you, you can borrow other people's money and start your own business. The difficulty of starting a business is not lip service, at least in my opinion, it is more difficult than buying a car. Bad luck, and listen to people's bluff, cheated people out of their business money. It is better to buy a car honestly.

On the issue of financial management, many times, it is right to listen to women, and women will spend more money. Men should find ways to make money. It costs money for a woman to follow you This is very expensive equipment, so don't look for a woman.

Tell me where to use the car. You can take your wife out to play on weekends. Make life richer. Parents can take them out to play occasionally when they are old. It's also very convenient to pick up and drop off children or something.

Cars are indeed consumables, just like your mobile phone, but you can't surf the Internet without it. Without a car, your life circle will always be so small.

As for the family risk you mentioned. I think we should set aside a certain amount of money and not spend it all. If your monthly income is 1 10,000 now, you should keep at least 60,000 savings, which can be put in Alipay or the bank for short-term savings at any time in case of emergency. You should also make good use of your credit, make full use of the online lending platform and cash out in a short time, so that in case of laid-off or unemployed people, you can leave enough time for re-employment. However, no amount of savings is superfluous and cannot be spent immediately. But we should try to spend it. The money is in our hands, and it is depreciating every minute. Inflation.

In addition, buying a car is also an opportunity to test your communication style. When two people live together, it is inevitable that there will be differences. How to get the optimal solution smoothly and peacefully is a technical activity. In a word, it is obviously unreasonable.