How does a person who borrows money but doesn't pay it back cleverly remind him that it's time to pay it back?

Now I often see some videos saying that I owe money and don't pay it back. They often send each other a photo, and then write two small "money back" on it to remind each other. Another is to often mention figures to each other to remind him that he owes money. Well, it depends. If you simply forget, you will get it. If you don't want to return it, it's a bit hard to say.

1, how to cleverly remind others to pay back the money

In normal times, you can keep asking questions about money by chatting with each other. At this time, people will be more or less impressed. If he has the heart to remember this, he will understand why when he hears you say this, and then he will try to get back at you. But you can't help it if you meet someone who doesn't want to pay back the money. Even if you ask for it, he will sayno. The best way to meet such a person is through legal means, otherwise he will never pay back the money. Learn to protect your rights and interests legally, and don't let your hard-earned money fall into other people's hands. You should also learn to judge people at ordinary times, and you should not lend money to others casually.

2. How to cleverly refuse others to borrow money?

If you don't want to be a debt collector, you'd better not lend money to others It is important to learn to refuse. In normal times, it can be said that their children and families are too burdened. Now most people have mortgages and car loans, which is not cheating. After all, people who owe money now are grandfathers, so it is normal not to lend money to others. If someone is in a hurry, we can see what he has done before, and if it is not bad, we can lend it to him appropriately. The ancients put it well, "help the poor in emergency", which is the truth. We can protect our rights and interests while helping others.

We don't bother others easily, and we don't want to help strangers casually. Keep a clear head and don't believe what others say casually. Many people are behind the scenes now. It is necessary to guard against others, but it is impossible to harm others.