What do you mean eggs can't be put in one basket?

What do you mean eggs can't be put in one basket?

What do you mean eggs can't be put in one basket? There is a joke circulating on the internet that a person has learned to diversify his investment and not put his eggs in one basket. This sentence seems to have other meanings, so what does it mean that eggs can't be put in one basket?

What do you mean eggs can't be put in one basket? 1 The complete sentence is: Don't put all your eggs in one basket.

Interpretation: Don't invest all your capital in one thing, but be more prepared. In this way, if this basket is broken, there will be eggs left in the other baskets. Warn people not to put all your eggs in one basket when carrying out economic activities, but to leave more ways out.

Example: "Marketing experts warned,' Don't put all your eggs in one basket', otherwise, once the market suddenly changes, enterprises may be weakened by the collapse of products."

Don't put all your eggs in one basket.

Don't put all your eggs in one basket.

Extended data:

Don't put all your eggs in one basket. You should add: "Put your eggs in some good baskets and take good care of them." . This kind of cast-net investment is indeed the best interpretation of this sentence.

Fox columnist Mark Hulbeart conducted a test, and the results showed that Buffett limited his concentrated investment in stocks to about 10, and he also clearly expressed his attitude towards stock selection:

"I won't invest in fifty or seventy companies at the same time. That's the traditional way of investing in Noah's Ark. Finally, you will open a zoo. I like to focus on investing in a few companies with the right capital size. "

When individuals and families allocate assets, remember not to put all your eggs in one basket, and try to diversify their investments and risks.

What do you mean eggs can't be put in one basket? 2. Financial investment trigonometry, eggs can't be put in one basket!

In fact, this person's failure is not the failure of the investment diversification strategy, but the failure of the strategic executive level. He didn't put his eggs in the same basket, but they were all in the same car. Once something goes wrong in the industry, it's like a car accident, no matter where you sit, you can't be spared. Therefore, in order to ensure the safety of assets, we should not only put them in a basket, but also be careful not to put them in a car. To deal with this problem, we can use the three-point method, which can not only ensure the safety of assets, but also have certain benefits on the basis of safety.

The so-called dichotomy is to divide your assets into three equal parts and match them according to the level of risk, which are divided into stable investment, income investment and reserve fund, so that your assets can be put into three different "cars" respectively.

1, steady directional investment. We often say that assets should be preserved and increased, and steady investment is the "basic disk" of our overall assets before "protecting" assets. If you can't even keep the principal, there is nothing. Therefore, if you want to invest, stable investment must be put in the first place. Due to the low benchmark interest rate of deposits in China, many families no longer regard deposits as the main channel for stable investment. It is recommended to invest in bonds such as national debt, local debt and corporate bonds. Because bonds are safer and have higher returns than ordinary bank time deposits, the most important thing is that bonds have high liquidity and can be sold in the bond market at any time during the holding period in exchange for cash flow. In addition, the money fund is also one of the low-risk investment products, and can also be properly invested.

2. Income-oriented investment. Doing a "basic dish" well is equivalent to having a springboard for wealth appreciation. The next step is to pursue returns and guide investment strategies with medium and high returns as the guide. Since 20 19, A-shares have ranked first in the world, so it is suggested that they can be properly involved. If you invest properly, you can at least get 15% from this wave of market. If you feel that your stock investment level is limited, you can choose some large fund companies' stock funds and index funds, and continue to spread costs and risks by fixed investment. If it is a strong investment field such as futures, if it is investment, it is recommended not to get involved.

3. Reserve funds. Reserve funds mainly include daily consumption, insurance and emergency funds. First of all, people need to spend as long as they are alive, and everything needs money, so it is also necessary for them to set aside enough daily expenses to ensure their quality of life, and to maintain a good working condition and create wealth. Secondly, there are unexpected events in the sky, and people are doomed to misfortune. No one can guarantee that he will never have any accidents in his life, so he must plan ahead and buy some critical illness insurance and accident insurance to deal with these emergencies. Finally, in any case, you should keep some cash in hand for a rainy day.

The above is the investment dichotomy that can not only preserve and increase the value of assets, but also ensure the overall safety of assets. Finally, I would like to remind you that even within the above three parts, we should continue to use the three-point principle to continue to subdivide. For example, the investment that is also revenue-oriented should be dispersed as much as possible, otherwise, once something goes wrong, our funds will be knocked over by a basket.

What do you mean eggs can't be put in one basket? Do you know the last part of "Don't put eggs in one basket"?

198 1 james tobin, the Nobel laureate in economics, once said, "Don't put your eggs in one basket".

The meaning of this sentence is to reduce risks by diversifying investments. In wealth management, many people seem to follow this principle of diversification, but in fact they have not played the purpose of reducing investment risks.

However, it is estimated that little is known that "Don't put eggs in one basket" actually has the second half sentence, which is "But don't put them in too many baskets".

Why are eggs in different baskets? Asset allocation is actually to use the risk differences between different assets to reduce the overall risk and reduce the volatility of the portfolio.

For example:

If you have 65438+ million, you buy 50,000 stock funds and 50,000 bond funds.

A year later, the stock fund lost 50% and the bond fund earned 5%. Your 654.38+ million has become 77500, but if you buy a stock fund at the beginning, then 654.38+ million is only 50,000.

In the second year, the stock fund earned 60% and the bond fund earned 4%. Your 77500 has become 94600. If you buy all the stocks of that year, the remaining 50 thousand from the previous year will become 80 thousand this year.

In the third year, the stock fund income 10% and the bond fund income 5%. If you buy half of it, it will become 10. 1.33 million now, and the stock fund will be 88,000 in the third year.

The biggest role of asset allocation is that when the market fluctuates, you can lose less money and return to your capital quickly.

Many baskets are probably just one basket. But in the actual investment process, many friends will say: I understand the truth, but I just can't do it, or I can't achieve the expected effect. Why?

In fact, a large part of the reason is that the multiple baskets you choose are probably the same basket in essence. You have invested in so many platforms and so many wealth management products. You think you are diversifying your investment, but in fact you are accumulating risks!

Real diversification pays attention to the differentiation of investment platforms and wealth management products, and makes diversified investments in terms of platform type, product type, investment period and expected income.

1, platform homogenization Most investors who have little knowledge of investment, although they have invested in many financial platforms, can only be counted as one. The core of diversified investment is not to invest in as many platforms as possible, but to choose 2-3 reliable platforms that suit you.

For example, P2P investment, if you invest in a pile of garbage platforms, it is not as good as a platform that has been in operation for many years and has risk control capabilities, and the risk is lower. For example, to buy a fund, you choose a brokerage firm, a bank or a professional fund sales organization, but in fact the investment target is still a fund.

2, product homogeneity, such as chestnuts, a person's money to buy stocks, stock funds, private equity funds. It seems that the investment portfolio is very rich, but in fact, the investment products are equity assets, and the income is too dependent on the stock market, which is very risky.

For example, you spread your money to 3-5 funds, but in fact these funds are all stock funds; Or if you buy stock funds and hybrid funds respectively, but the heavy positions of these funds are all stocks in the new energy sector, you will not achieve the effect of diversifying investment and risk.