Joke Collection Website - Bulletin headlines - Is it reliable for Rongxin Village Bank to save money?

Is it reliable for Rongxin Village Bank to save money?

It is a regular bank allowed by the state and reliable.

All banks have at least two bank guarantees, so don't worry that your deposits and wealth management products can't be discounted after the bank fails. This is the difference between banks and credit companies.

Extended data:

1. Yuci Rongxin Village Bank is a new joint-stock bank approved by the China Banking Regulatory Commission, with a registered capital of/kloc-0,000,000 yuan. Its main business includes absorbing public deposits, issuing short-term, medium-term and long-term loans, and handling various businesses approved by banking regulatory agencies. Our bank insists on small enterprises oriented to rural areas, farmers and farmers. The Bank actively explored a flexible and effective corporate governance structure and established a sound capital utilization system, product research and development system, marketing system, scientific and technological support system and risk prevention and control system. Located in Anning Village, Guojiabao Township, Yuci District.

2. Yuci Rongxin Village Bank is a new-type joint-stock bank with great growth. It has developed a series of products such as "mortgage loan", farmers' professional cooperative loan, farmers' rich industrial loan and youth entrepreneurship loan, vigorously supported the development of agriculture, rural areas, farmers' small and micro enterprises and local economy in our city, made great efforts to solve the loan problems related to agriculture, rural areas and farmers, and actively solved the working capital loan for small and micro enterprises run by "agriculture, rural areas and farmers". Yuci Rongxin Village Bank will work with you to build.

3. General bank deposit is a risk-free bank deposit, with a term ranging from 3 months to 5 years, exceeding 10 year. Generally speaking, the longer the deposit term, the higher the interest rate. Traditional time deposits include not only certificates of deposit, but also passbooks, also called passbook time deposits. However, 90 days is the basic interest-bearing days, and no interest will be calculated after 90 days. Compared with demand deposits, time deposits are more stable and have lower operating costs, and the deposit reserve ratio held by commercial banks is correspondingly lower. Therefore, the capital utilization rate of time deposits is often higher than that of demand deposits. For the unexpired time savings deposit, the depositor must hold the certificate of deposit and the identity certificate of the depositor in advance; If the withdrawal is made on behalf of the depositor, the payee must also hold his own identity certificate, and the interest rate shall be calculated and paid according to the current savings deposit interest rate announced on the date of withdrawal. The payee must also sign the name of the payee on the payment voucher.