How to write IOUs has legal effect.

(1) In life, IOUs usually apply to the following situations:

1. Money and things borrowed from others or units can't be returned by then, or can't be returned in full, and some are in arrears. At this time, you need to write an IOU.

2. When buying goods or products, you should write an IOU because you can't pay or pay all the money of others.

3, borrowed personal or public money and things, after the completion of the certificate, can also be called IOUs.

(2) IOUs generally consist of three parts: title, text and signature. In order to make the IOUs issued legally effective, the following principles should be followed when writing IOUs:

1, title. The title of the IOU is generally composed of the name of the language, that is, the word "IOU" is written at the top and middle of the text in a large font. Some people write "Temporary Arrears" or "Current Arrears" as the title in this position, but the text of this title is written in the top box of the next line.

2, the text. The main body of the IOU should write down who or what the unit owes, how much money it owes, and indicate the repayment date.

3. signature. The IOUs issued by individuals shall be stamped with the name of the defaulting unit and the personal signature of the handler, and the personal name of the defaulting party. Meanwhile, the date of signing the debt. Units need to be stamped with official seals, and individuals need to be stamped with private seals.

4. Indicate both parties and the date of establishment.

In short, the debtor's signature has legal effect as long as the reason and amount of arrears are clearly written.

IOU model

As part of _ _ _ _ _ _ _ _

It is expected to be returned as scheduled before _ _ _ _ _ _.

During the period, the monthly interest is RMB Yuan only, which should be paid at the beginning of each month without any mistakes.

I'm afraid the above statement is groundless. I'm here to give you an iou to prove it.

Voucher lender: _ _ _ _ ID number: _ _ _ _ Contact address: _ _ _ _ _ Tel: _ _ _ _ _ _

Debtor of the receipt: _ _ _ _ ID number: _ _ _ _ Contact address: _ _ _ _ Tel: _ _ _ _ _ _

Witness: _ _ _ _ ID number: _ _ _ _ Address: _ _ _ _ Tel: _ _ _ _ _ _

Guarantor: _ _ _ _ ID number: _ _ _ _ Address: _ _ _ _ Tel: _ _ _ _ _ _

Xx、xx、XX、XX

How to sue if there is an iou but the debtor does not repay?

If you plan to go to court to sue, the first thing to prepare is the litigation materials, and the evidence plays a decisive role in the litigation. In order to realize the creditor's rights, it is best to collect the following evidence:

(a) IOUs, generally speaking, the most powerful evidence of debt collection is IOUs, which are written by the borrower and signed by the other party, and are extremely effective as documentary evidence.

2 witness. In the trial of a case, the other party may cross-examine his own evidence. In order to ensure the sufficiency and reliability of evidence, it is very important to find a witness. If there are other witnesses when borrowing money, you can find these people to prove your creditor's rights.

(3) evidence of the other party's property. The ultimate goal of litigation is to get the money lent, but many people will transfer their property to other places in order to avoid debt. According to Article 74 of the Contract Law (1), the debtor's behavior that the creditor can revoke is the behavior of giving up the due creditor's rights; The second is the act of transferring property without compensation; The third is the transfer of property at an obviously unreasonable low price. In order to avoid not getting back the property, it is necessary to collect the evidence of the other party's transfer of property before exercising the right of revocation.