How to check the credit card under your name?

1. Inquire through customer service, website or credit report.

2. We often encounter such a situation that we receive bills inexplicably or are told that our credit is damaged, so we need to know if we have a forgotten credit card. Sometimes in order to find out their credit card information, they will also check their credit cards. Here are some ways to check your credit card:

1) Customer service inquiry: Call the customer service hotline of the corresponding bank credit card center to request manual service confirmation. Credit card customer service hotlines of credit card centers of major banks can be inquired at 1 14, or at the bank of official website.

Note: Customer service telephone number of each bank: Industrial and Commercial Bank of China (95588); Agricultural Bank (95599); Bank of China (95566); China Construction Bank (95533); Bank of Communications (95559);

2) Website inquiry: If you don't know which bank to inquire about, it will be time-consuming and laborious to make a phone call. At this time, you can use the website to inquire, and you can get it directly by computer. Go to the bank's website, find "application progress inquiry" and click to enter the inquiry page. Select the certificate type, enter the certificate number, and then click "Query" to find the results. Note: As the documents for applying for credit card support include passport, ID card, etc. If you have multiple documents, you'd better try to check them all.

3) Inquiry of credit report: It is the simplest and most convenient way to obtain information through credit report. Generally, friends are advised to log on to the online credit information platform of the People's Bank of China in official website to check their credit information. The credit report will record in detail how many credit cards you have in your name, how many credit lines you have, what bank you are in and what your current status is. With this information, we can list all the credit cards in our name and save them for later use.

Note: whether you use a credit card or not, you need to pay attention to your repayment date and reconciliation date.

1. The credit card billing date means that the issuing bank regularly summarizes and settles all transactions and expenses of your credit card account in the current period every month, calculates the total amount owed and the minimum repayment amount in the current period, and mails the statement for you. This date is your credit card bill.

2. Repayment date refers to the latest date when the credit card issuing bank requires the cardholder to repay the amount payable. In other words, after the issuing bank issues the bill, you should pay off all the expenses you have consumed before the due repayment date.

3. The specific bookkeeping date and time of each bank are different, including by birthday, system random and fixed date random. Some banks can provide semi-annual bill date modification service. Effectively modifying the bill date will greatly help to improve your convenience in using the card.

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How to check your credit card?

You can query in the following two ways.

1. Customer service inquiry: Call the customer service hotline of the credit card center of the corresponding bank and request the manual service to confirm the inquiry of the bank card under your name. The human customer service will tell you the credit card in your name. Credit card customer service hotlines of credit card centers of major banks can be inquired at 1 14, or at the bank of official website. Note: Customer service telephone numbers of banks.

Industrial and Commercial Bank (95588); Agricultural Bank (95599); Bank of China (95566); China Construction Bank (95533); Bank of Communications (95559); Shanghai Pudong Development Bank (95528); Industrial Bank (95561); China Everbright Bank (95595); Shenzhen Development Bank (95501); Minsheng Bank (95568); China CITIC Bank (95558); China Merchants Bank (95555); Guangdong Development Bank (95508); Huaxia Bank Customer Service Tel: 95577; Customer service telephone number of Bank of Beijing (formerly Beijing Commercial Bank): 010-96169; Postal savings and remittance bureau:11158; Shanghai Bank Customer Service Tel: 962888; China unionpay customer service hotline: 955 16

2. Website inquiry: If you don't know which bank to inquire about, it may be time-consuming and laborious to make a phone call. At this time, you can use the website to query, and directly use the computer to query. Go to the bank website, find "application progress inquiry", and then click to enter the inquiry page. Select the ID card type, enter the ID number, and then click the "Search" button to query the results. Please note that the documents for applying for credit card support include passport, ID card, etc. If you have all kinds of documents, you'd better try to check all of them. Note: Whether you use a credit card or not, you need to pay attention to the payment date and reconciliation date.

1. Credit card bill statement refers to the bank that issues credit cards every month, and will use your credit card account regularly in the current period of summary settlement of each transaction, handling fee, etc., and calculate the interest, your current total debt and minimum repayment amount, and mail the statement for you. This date is the billing date of your credit card.

2. The repayment date is the latest date when the issuing bank requires the cardholder to repay the due amount. This means that after the issuing bank issues the bill, you have to repay all the fees before the maturity date.

3. The specific time for each bank to set the bill date is different, divided by birthday, which is systematic and fixed. Some banks can provide daily revision service for semi-annual bills. Effectively changing the bill date is of great help to improve your convenience in using the card. For example, if the 23rd day is your bill, then the bill from February 24th to 23rd of this month is the repayment, interest and settlement of all your consumption and withdrawals, such as the amount you should repay, what is the minimum repayment amount, when is the last repayment, and the reorganization should be before the last repayment, with no interest. Paying only the minimum repayment amount will show the interest on your next bill, and there will be a late fee.

Operating environment apple 13ios 15.

How to check how many credit cards are in your name?

If you want to check all the credit cards in your name, the cardholder can check the personal credit report. On the home page of personal credit report, you can see how many credit cards are in your name, processing time, usage, overdue status and instant credit line.

The inquiry methods of personal credit report mainly include:

Method 1: Check the personal credit report online to find out the number of credit cards in the personal name. The specific operation is as follows:

Step 1: Log in to official website, Credit Information Center of the People's Bank of China, click the "Register" button in the upper left corner of the page, fill in personal basic information such as personal name, certificate type and certificate number according to the page prompts, complete the identity verification online, and then submit the registration application. At the same time, check the option of "obtaining credit information products on the day of successful registration";

Step 2: If the registration is successful, the Credit Information Center of the People's Bank of China will send a short message with an activation code to the mobile phone number you filled in when registering; Within 7 days after receiving the activation code, log in to official website and Credit Information Center of China People's Bank in time to complete the login activation;

Step 3: Normally, the day after you submit your application for obtaining credit information products, the Credit Information Center of the People's Bank of China will send you a short message with the "inquiry code" on your mobile phone number when you register; Within 7 days after receiving the inquiry code, log in to the Credit Information Center of official website and China People's Bank in time to check your personal credit report; Among them, the personal credit report contains all the information of the existing credit cards under the personal name.

Method 2: You can bring the original and 1 copy of your valid ID card in person, fill in the paper version of the Personal Credit Report Personal Inquiry Application Form at the online inquiry outlets, and submit it to the relevant staff.

Extended data

Credit card is a non-cash transaction payment method and a simple credit service. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

reference data

Baidu Encyclopedia: Credit Card

Baidu Encyclopedia: Personal Credit Report

How to check all the credit cards in your name?

In the following operations, the operating environment is to open any version of mobile phone software of Android:

There are two ways to query.

The first type: through credit inquiry (computer credit inquiry, bank credit inquiry)

The second type: through the bank's on-site outlets.

Computer credit inquiry

This method is the most convenient, you don't need to go out, but you need the results the next day.

Network Search Credit Information Center —— Credit Information Center of China People's Bank

Click on the internet personal credit information service platform-start immediately

Download and Install Control-New User Registration-Login

Apply for credit-get dynamic code-submit.

Log in to the platform 24 hours after submitting the application, click Credit Service, and then click Get Credit Information.

You can see your credit card account number, which is your credit card number.

The second method-network query

The cardholder carries the original ID card to the local people's bank for credit printing, which can be printed immediately, and the printed credit will show the number of credit cards handled by a certain * * *.

Method for inquiring credit card under personal name

1. Go to the homepage of credit inquiry and click on the Internet personal credit information service platform; 2. Click Login after entering, fill in the login name and password, and click Login;

Apply for a credit card

3. carry out certification. Users can obtain verification results in real time by selecting bank card, digital certificate or mobile finance lC card verification method; Select the question verification method. 24 hours after the application is submitted, the review result will be received by SMS. If the identity verification fails for many times, you can use other verification methods or go to the local people's bank branch to check the credit report on the spot;

4. Submit the inquiry application. The platform provides three products and services: personal credit information prompt, personal credit information summary and personal credit report. Personal credit information tips are

Prompt registered users in one sentence whether there are overdue records in the personal credit information system in the last five years, and summarize personal credit information to show their personal letters to registered users.

Summary of usage, including summary information of credit records, public records and inquiry records; Personal credit report shows the basic information of registered users' personal credit information.

Conditions, including details of credit records, some public records and inquiry records;

credit card

5. Get the query results. After the processing of credit information products is completed (usually the day after the inquiry application is submitted successfully), the platform will send 0 recommendation messages containing the identity verification code to the user, and the user can log in to the platform and use the identity verification code to view the inquiry results within 7 days after receiving the identity verification code.

How to check your credit card?

Method for inquire credit card under personal name

1, bring your ID card to the bank branch for inquiry.

2. Log on to the website of the People's Bank of China (ccrc.org.cn) for enquiry. First of all, you need to register, log in to your account after registration, click "Apply for Credit Information" in "Information Service", then select the information you want to inquire, enter your mobile phone number to obtain the verification code, and enter the verification code inquiry information. (browser computer: macbookpromos 14 open Google version 92.0.4515.131)

First, the six functions of the credit card:

1. A credit card is a proof of confidence.

Information such as overdue records and credit limits of credit card accounts will be entered into the national personal credit information system. Cardholders can accumulate and increase intangible assets such as credit, which is beneficial support for cardholders to carry out other economic activities, such as applying for loans from banks.

2. Credit card has credit function.

Credit cards can be spent first and then repaid. Consumption can enjoy an interest-free period of up to 50 days, and all the money can be paid off on time, which can exempt the interest paid by the issuing bank for the cardholder.

Credit card can be used for installment payment.

When a cardholder uses a credit card to make a large amount of consumption, the bank will pay the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then let the cardholder repay the money to the bank in installments.

You can withdraw cash by credit card.

The cardholder can withdraw the deposit in the credit card account or borrow cash in advance at the branch counter or ATM of the card issuer.

5. Credit card has settlement function.

It is very convenient to spend in domestic and foreign merchants, ATMs, bank outlets, transfer money and other places.

6. Credit cards have overdraft function.

This is the most important function of a credit card. According to the applicant's credit situation, a credit limit is approved, and the applicant can overdraw within this limit. For example, if your monthly repayment date is 12, then your consumption before 12 can be paid off before the final repayment date of this month. If you spend after 12, you can repay it at the end of next month, so you can get more interest-free time.

That's enough to introduce the credit card in your name.