I don't have a loan. Why do I receive loan information?

Now that you have confirmed that you have not borrowed money from this financial institution, it is possible that they sent the wrong message, which you can ignore.

But it does not rule out that your identity information is leaked and used by others to borrow money.

How to query loan records

You can log in to official website of China People's Bank to see what loan records are in the credit report, and you can find the loan information through the credit report. Some loans cannot be subject to credit investigation. At this point, users can check their loan information through the loan APP or the hotline of the lending institution. In order to ensure that their identity will not be stolen by others to apply for a loan, users need to check the personal credit report 1-2 times a year, and they can appeal in time if they find any abnormal situation.

Common loan counter:

(1) Instant financing

Consumer Finance Now Limited is licensed as a consumer finance company. It is a national financial institution approved by China Banking Regulatory Commission. In 20 15, its main loan app "loan now" was launched, which received great attention in a short time.

(2) everyone's loan

Founded on 20 10, it has many loan products. When downloading a mobile phone application, you can choose a small loan with a maximum amount of 654.38+10,000 yuan and an interest rate as low as 0.78%. The fastest approval time is 10 minute, which is a relatively fast loan product.

(3) gitzo

Formal consumer finance companies authorized by CBRC have many products, including cash loans, consumer loans, installment products and so on.

(4) Jiufu Pratt & Whitney

Jiufu Group's online lending platform can manage funds and issue loans. Its micro-loan application is fast and convenient. If you have an ID card, the loan amount will be higher.

5] Ping An Pratt & Whitney

Ping An Pratt & Whitney and Ping An Bank belong to Ping An Group, which is a company specializing in credit. Compared with Ping An Bank's loan, the application threshold is lower, the loan is faster, the variety is more, the service is better and the interest rate is slightly higher.

[6] Speed loan

Alipay Sesame Sub-fast Micro-loan products, you can use Sesame Credit Sub-loan, 1 minute to apply, and the amount is 1000-5000 yuan, which can be received within 30 minutes at the earliest!

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