Pat the loan and let me repay the principal. I won't return the rest. Really?

The chances of successful communication in loan auction are relatively small, but we can still try to communicate. If the borrower is unable to repay the loan after handling it, it is suggested that the user can take the initiative to contact the loan staff and negotiate to reduce the interest and only repay the principal. Pay attention to sincerity in the process of communication and provide proof of inability to repay, such as poverty certificate, major illness certificate, unemployment certificate, bankruptcy certificate, etc. Tell the other party that the interest is too high to repay. If we can reduce the interest and only pay the principal, maybe we can find a way to get together.