The provident fund loan shows that it has been paid, but it has been paid to the developer's account.

Provident fund loan: My app shows that personal loans have been issued, but the account status shows that no loans have been issued. What does that mean?

This situation may be that the money has not been transferred to the corresponding bank. If in doubt, I suggest you consult the corresponding provident fund management center or bank.

The provident fund was put aside for three days without notice.

When you find that your loan has been credited, the staff of the management office will inform you by SMS and telephone in batches.

1. After the loan is issued, you need to bring your ID card to the bank to sign my bank loan contract. After that, there is no need to go through any formalities. According to the loan contract, the amount due in the current month should be fully deposited into the repayment account before each month's repayment date, and it is ok to get it back after the materials such as the real estate license and loan contract come down. If it is necessary to prepay, you should go to the loan business department with your ID card and photocopy and loan contract, and be sure to pay attention to the fact that loans overdue cannot prepay.

2. Five insurances and one gold are handled by regular companies for employees. One of the funds refers to the provident fund, which can also be taken out. To withdraw the provident fund, certain conditions must be met. Employees who purchase, build, renovate or overhaul their own houses may withdraw their provident fund; Workers who need to repay the principal and interest of owner-occupied housing loans may apply for withdrawal of provident fund.

3. Provident fund loan refers to individual housing provident fund loan, which is a mortgage loan issued by local housing provident fund management centers, using the housing provident fund paid by employees who apply for provident fund loans, and entrusting commercial banks to the housing provident fund depositors who purchase, build, renovate or overhaul their own houses and retired employees who paid the housing provident fund during their employment. According to the regulations, employees who have paid housing provident fund for a certain number of years or more (the number of years varies from city to city, such as 12 months or more in Changsha) can apply for provident fund loans when the funds for purchasing, building, renovating or overhauling their own houses are insufficient.

Provident fund inquiry loan application has been approved. What do you mean the loan is being issued?

This means that your provident fund has been approved and transferred from the provident fund to the bank for approval. After the bank approval is completed, you will enter the loan state. After the loan is released, it can be repaid next month, and then the mobile phone will receive relevant text messages. As for how long it will take, it depends on how many loans your bank accepts. If it takes a long time, you can rest assured that your loan will come down.

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.

20 12 some cities relaxed the conditions of provident fund loans, among which the upper limit of housing provident fund loans in 9 counties of Linyi City, Shandong Province was raised from 200,000 yuan to 300,000 yuan from June 1.

20 14, 10 In June, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China issued a document, including relaxing the conditions of provident fund loans, promoting loans in different places, reducing intermediate costs, canceling the housing provident fund personal housing loan insurance, notarization, new house evaluation and compulsory institutional guarantee, and reducing the burden on loan workers. Among them, employees who have paid for 6 months can apply for provident fund loans (currently 12 months).

Now many people are working families, and the company will give them five insurances and one gold, and one gold refers to our provident fund. With the provident fund, we can buy a house. For those without provident fund, it is very suitable for those with provident fund to buy a house. First of all, we can use the money in our own provident fund to deduct the house payment, and we can use the provident fund loan. Even if you don't use the provident fund to buy a house, you can use the money in the provident fund to deduct it when renting a house in some big cities. For them, reducing some expenses is a very good experience.

The provident fund loan shows that the loan has been approved and is being issued. What is the procedure behind this? Does that mean you can get a loan?

If the provident fund loan shows that it has been approved and is being issued, then the next process is to wait for the bank to lend money. It usually takes 3 months, and the second-hand house takes about 1 month. It should be noted that banks have basically stopped lending money every year since June 5438+February.

1, if the loan application materials submitted by the municipal housing provident fund management center are complete, it will take no more than 15 working days from loan acceptance to loan approval; Then the signing of the contract, the seal of the parties to the contract, and the mortgage registration and filing;

2. After the mortgage registration is completed, the municipal housing provident fund management center will receive the mortgage registration certificate and enter the loan fund distribution link as planned. Affected by the substantial increase in the amount of provident fund loans, at present, the cycle from the preparation of certificates to the issuance of mortgage warrants.

3. Generally, it takes about three months, and the second-hand housing loan cycle is generally around 1 month. After the loan is issued, the staff will inform the borrower to collect the loan transfer voucher by phone or SMS, and then the borrower will repay the loan according to the contract.

The ambiguity of the loan problem can be found in Miao Wei. Miao Wei's financial and business education designed the teaching mode of the practical course of the square course according to the research results of the national training laboratory of the United States.

Tutors teach online, use group teaching simulation drills, understand the methods of group discussion homework test, and help students master financial literacy knowledge systematically and scientifically.