Excuse me. Do you want to sue for sending a reminder?

Legal analysis: this will definitely not be filed immediately. It's just a warning letter to you, urging you to repay as soon as possible. Generally, you will not go to court to sue you, nor will you go to the public security bureau to file a case. More than 50,000 yuan is criminal liability, and less than 50,000 yuan is civil liability. How to file a case for civil liability? Generally speaking, you won't go to court to sue, because Alipay is not owed by you alone, but by many people. If you go to court to sue Alipay, it will take a lot of manpower and material resources. However, it has a great influence on me. Alipay needs credit reporting for borrowing. As long as it is a bank loan in the future, credit cards will definitely not work. No charges. Don't worry.

Legal basis: Article 196 of the Criminal Law of People's Republic of China (PRC) commits credit card fraud under any of the following circumstances. If the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) Using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank. Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.