Xingye credit card points exchange mall mobile version

How to exchange credit card points for free? Other cards will appear when redeeming gifts.

There are other card processing steps for the free redemption of Industrial Credit Card points:

1. Cardholders can log on to the online integral mall to redeem gifts;

2. You can call the customer service hotline of Industrial Bank for gift exchange;

3. You can also use the Industrial Bank Credit Card APP to complete the redemption.

Credit card points can be exchanged for various physical coupons, airline miles, annual fees and other gifts, and you can also add some cash to buy daily necessities. The above is how to exchange credit card points for gifts for free.

Where is Industrial Bank app integral mall?

First of all, integral mall is in official website. You can directly search for Industrial Bank integral mall on the search engine, and click enter. The Credit Card Center of Industrial Bank continues to launch integral activities and integral gifts. The validity period and redemption rules of different bonus activities and bonus gifts will be determined with specific activities and announced separately.

Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China, and was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166), with its head office in Fuzhou.

Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service and accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services.

By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 44 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.665438+0% compared with the beginning of the year.

The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%; The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, up by1.4365.438+0% year-on-year; The weighted average return on equity remains at a high level of 2 1. 19%;

Established 108 branches and 1435 branches in major cities across the country; It owns subsidiaries such as Societe Generale International Trust, Societe Generale Financial Leasing, Societe Generale Fund, Societe Generale Consumer Finance, Societe Generale Wealth and Societe Generale Guo Xin Asset Management, forming a modern financial service group with banks as the main body and covering trust, leasing, funds, securities, consumer finance, futures and asset management.

banking

"Global Life" integrates overseas financial services: Industrial Bank integrates a series of financial products and services such as travel loans, study abroad loans, credit cards, foreign exchange, and travel visa agency delivery. , fully meet the overseas financial needs of individual customers such as cross-border travel and study abroad, and its business covers tourism, visa, study abroad, overseas home purchase and medical care, providing customers with convenient, thoughtful and professional one-stop cross-border financial services.

"Enjoy life" comprehensive financial service for the aged: Industrial Bank's comprehensive financial service scheme is tailor-made for middle-aged and elderly customers, covering four systems: exclusive financial management, credit loan, convenient settlement and value-added services. Through cooperation with well-known domestic institutions such as insurance, legal consultation, medical consultation, pension and leisure, we provide customers with a series of value-added services from insurance, law, medical care to leisure and holiday health.

"Xingyetong" comprehensive financial service: a comprehensive financial service scheme for self-employed, individual industrial and commercial households, partners, private owners and other "growing business owners", which integrates five special services of "loan financing, payment and settlement, financial planning, VIP service and exclusive identification", covering personal business loans, acquiring services, family financial management, VIP services, exclusive debit cards, credit cards and many other special products. In the field of microfinance,

How to exchange credit card points of Industrial Bank?

Credit card points exchange method of Industrial Bank

1, short message exchange: edit the short message and send it to the designated number of the issuing bank to exchange goods;

2. Credits offset: When the issuing bank joins the merchants for consumption, it can offset the cash consumption with credits;

3. Online redemption: enter the credit card online club mall of the issuing bank for redemption;

4. Telephone exchange: turn on the service telephone exchange designated by the card bank;

Voice self-service redemption is to call the 24-hour customer service hotline 9556 1, press 1 [Credit Card Business], then press 5 [Points Inquiry], then press 2 [Points Redemption], and follow the voice prompts.

5. Redeem at the business outlets designated by the issuing bank.

The Process of Industrial Bank Converting Credit Card Points into Commodities

1. After customers enter the homepage of integral mall, they can start browsing the goods;

2. If you want to redeem online, you need to log in to integral mall first, otherwise you can only browse the goods and can't really redeem gifts;

3. When you log in to integral mall, you can add the selected gifts to your shopping cart, and you can also collect gifts;

4. When you finish the gift selection, you can enter the cashier and confirm the payment at the cashier.

5. After the cashier confirms the payment, you need to submit the order, and then the system will deduct the corresponding points in your credit card according to your redemption application;

6. After completing the above-mentioned series of operations, you will receive the gift you exchanged within 1 month.

The object of the overall activity:

(1) The integral activity target is the credit card host of Industrial Bank.

(2) Industrial Bank credit card holders are not allowed to participate in points activities under any of the following circumstances:

1. Credit card cancelled or deactivated;

2. Credit cards are regulated;

3. The credit card is overdue for more than 30 days;

4. The credit card holder violates the credit card collection contract of Industrial Bank;

Industrial Bank points exchange rules

Where can I exchange for Xingye integral mall?

Credit card points of Industrial Bank can be redeemed in three ways, namely, logging in to online integral mall, calling the customer service hotline of the bank, and redeeming through mobile APP. The credit card points of Industrial Bank include various gifts such as air miles, various commodities and annual fees.

(Operating environment: Haoxingdong APP8.0. 16, mobile phone: Xiaomi MIUI 12.5)

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Business handling method of Industrial Bank:

1. Credit card users of Industrial Bank can search online, log in to Industrial Bank integral mall Credit Card and redeem credit card points online. The telephone voice self-help redemption of Industrial Bank's customer service is to call the 24-hour customer service hotline 9556 1, press 1 for credit card business, press 5 points for inquiry and 2 points for redemption. Follow the voice prompts or switch to manual service, and ask the customer service staff to help redeem bonus gifts. Industrial Bank credit card users can download and log in to the Industrial Bank Credit Card Haoxingdong APP, and click Xingdong Mall to redeem bonus gifts.

2. The credit card points of Industrial Bank used to be permanently valid, but from 2065438+April 2009, the validity period of the points began to be linked to the validity period of the credit card, that is, the validity period of the points is the validity period of the card. After the card expires, the points can be kept for 90 days. If they are not redeemed after 90 days, the points will be cleared. Customers can log in to the "Haoxingdong" APP directly on their mobile phones, select "Xingdong Mall", click "Integral Gift", and then select one of the gifts to redeem. There are direct redemption of points and cash+points combination redemption. In addition, the credit card points of Industrial Bank can be used in over the rainbow Shopping Mall, Zhong Min Bai Hui, RT Mart, Xinhuadu and Beishun Supermarket. Similarly, 500 points can be exchanged for 1 yuan, and 25,000 points can be exchanged.

3. The air mileage redeemed for credit card points of Industrial Bank refers to the membership mileage (points) of each airline. The rules for converting airline member miles (points) into airline tickets are different from those for use. Go to official website, credit card of Industrial Bank, redemption of points for gifts, consumption, lucky draw and various activities at the end of the year. My friend's credit card, integral mall. In Industrial Bank official website or APP. In fact, the points of Industrial Bank can be exchanged with other banks, such as China Construction Bank and China Merchants Bank, and the points can be exchanged with a platform specializing in point exchange, so that the number of points will be more and the gifts that can be exchanged will be larger.

Home Page of Industrial Bank Points Exchange Mall

The homepage of Industrial Bank's points exchange mall is as follows, and the website is: Credit Card Mall homepage.

Extended data

1. You swipe the Industrial Bank credit card on the designated merchant's dedicated POS machine, and the points in the card can be converted in proportion to offset the consumption amount.

2. The conversion ratio of points is: 550 points = RMB 65,438 +0 yuan. Industrial Bank Credit Card Center reserves the right to change the conversion ratio of points.

3. You can check your integral balance through the special POS machine of Industrial Bank.

4. If the credit card points are not enough to deduct the consumption amount, the insufficient part will be deducted from your credit card according to the general credit card consumption.

For example, you have 5500 points in your card, which can be converted into RMB 10 yuan. If you buy goods with RMB 12, 5500 points will be deducted and credit card consumption in 2 yuan will be generated; If you buy goods from 9.8 yuan, 5390 points will be deducted.

5. Deduct part of the consumption amount with points, and the merchant will no longer provide invoices.

Industrial Bank-Points Exchange Instructions

How to exchange credit card points of Industrial Bank?

If the points accumulated by Industrial Bank's credit card are to be redeemed, customers can directly log in to the "Good Action" APP on their mobile phones, select "Action Mall", click "Points Gifts", and then select the gifts to be redeemed. There are direct redemption of points and cash+points combination redemption.

Credit card points can be redeemed not only for gifts, but also for air miles and annual fees. Customers can click "My" on the "Good Action" APP, then click "Points" and then click "Consumption Points" to redeem air miles; You can also call the customer service hotline of Industrial Bank at 9556 1, transfer to manual service, and apply to the customer service staff to exchange points for annual fees.

It should be noted that the points of Industrial Credit Card are valid within the validity period of the card. Also, if you spend points, then 550 points = 1 RMB. So if you buy goods with points, you need to spend 5500 points to buy goods with 10 yuan. However, credit card consumption and cash advance can accumulate 65,438+0 points for every 65,438+0 yuan RMB and 6.5 points for every 65,438+0 USD.

Period of validity of points:

(1) The points of the newly issued credit card master card (excluding Industrial Bank Shanghai IPTV bestv co-branded credit card, Century Jinhua Yipin Life co-branded credit card and China low-carbon credit card) are valid within the validity period of the credit card. After the card expires, the cardholder will renew the card and the points will be automatically renewed. After the credit card account is closed or cancelled, the remaining points will be cleared and cannot be recovered.

(2) The validity period of the newly issued credit card master card points is 20 10 April 1 day. After the card expires, the cardholder will renew the card. After the card expires, the points of the original card can be kept for 3 natural months, and after 3 natural months, the unused points of the original card will be automatically cleared. Points cannot be transferred and merged between cards within 6 natural months before the card expires and during the settlement of points. If the card is not renewed when it expires, the points will automatically expire after the card expires. After the credit card account is closed or cancelled, the remaining points will be cleared and cannot be recovered.

(3) The points of Industrial Bank Shanghai IPTV bestv co-branded credit card, Century Jinhua Yipin Life co-branded credit card and China low-carbon credit card are valid within the validity period of the main credit card. After the card expires, the cardholder will renew the card. After the card expires, the points of the original card can be kept for 3 natural months, and after 3 natural months, the unused points of the original card will be automatically cleared. Points cannot be transferred and merged between cards within 6 natural months before the card expires and during the settlement of points. If the card is not renewed when it expires, the points will automatically expire after the card expires. After the credit card account is closed or cancelled, the remaining points will be cleared and cannot be recovered.

Let's stop here for the introduction of Xingye Credit Card Points Exchange Mall.