Consumer card reminder SMS

Information sent by regular banks in paragraph 95**** The four major state-owned banks rarely send information on promoting credit cards to users' mobile phones through paragraph 95, because credit cards are not the main business of the four major state-owned banks, and the proportion of credit card business is very small. Generally, the short messages received from banks are relatively small commercial banks, Ping An Bank, Shanghai Pudong Development Bank, China Guangfa Bank and China Everbright Bank. And they don't send messages indiscriminately. The information sent through the formal channels of banks is highly targeted, and high-quality customer information is obtained through some channels. The so-called high-quality customers, no bad credit, no credit card under their names, will have a higher success rate.

I don't know where the information sent through the internet, such as a string of numbers of106 * * * * * *. A bank can apply for a credit card of up to 50,000 yuan. For this kind of information, all third-party companies develop business for banks and earn commissions. Real information is the business port of the bank.

What should I pay attention to in this kind of information? First, it belongs to online mass mailing, and there are no regular customers.

Second, the information shows "up to 50,000". Not everyone can apply for a quota of 50,000, and the bank needs to approve the quota according to the user information. This is an eye-catching figure.

Third, the ports accessed are all bank credit card applications, and the ports accessed through SMS connection are all bank credit card applications, and there is no access to other illegal websites.

Fourth, as long as you don't enter the bank credit card approval interface, it is an illegal phishing website. Pay attention to identification.

Response to this kind of information: 1. Don't easily open information of unknown origin.

2. To apply for a credit card, go to the bank official website and enter the credit card application port.

Third, don't believe in large-scale propaganda. Everyone's approval quota is given by the bank's risk control. It should be based on the initial limit given by personal credit information, consumption records and the number of credit cards of other banks, and it should be completed through later consumption withdrawal.

So there are spam messages every day, so you don't have to open them if you don't need them.