I received a text message from Huaxia Bank. Let's see if it's true.

generally, it takes about half a year to increase the quota.

To increase the temporary limit, the following conditions must be met:

1. Holding the card for more than half a year;

in the past six months, there have been at least two credit card records every month, and online payment is not counted;

the total amount of the card swiped in three or six months is more than 18% of the existing credit limit of the card, that is, the average monthly spending on swiping the card is more than 3% of the credit limit;

iv. there is no late payment fee due to non-repayment (only the minimum repayment amount is paid, and the expenses incurred by non-full repayment are called interest, not late payment fee); If you can meet the above conditions, the general application for withdrawal can be passed, and the highest standard for each withdrawal generally does not exceed 1% of the existing quota.