Joke Collection Website - Blessing messages - How to report a debt collector
How to report a debt collector
1. How to report credit card violence collection?
1. Collect evidence and report in time. If banks or collection agencies harass cardholders by SMS, bombard them by phone, or expose their private information, or even reveal the news in communication, then it is necessary to collect effective evidence such as telephone recordings and SMS screenshots, and report them to the banking regulatory bureau, the police and other institutions, or make complaints on platforms such as gathering complaints.
2. Call the police and ask the police for help. If you call the police just because the credit card is overdue, the police will generally ignore it because it is a civil dispute. However, if there are violent collection behaviors such as illegal detention, slander and abuse, and physical conflict. In the process of collection, you can call the police in time and seek police help. Of course, you need to collect relevant evidence.
3. Bring a lawsuit to the court If the violent collection by the collector infringes on the cardholder's privacy and reputation, such as sending a group address book and publishing rumors, the cardholder can keep the evidence, bring a lawsuit to the court, safeguard his legitimate rights and interests through legal means, and at the same time, ask the collector to compensate himself.
2. Will you go to jail if you are sued for a credit card dispute?
1, fraud, but not borrowing.
Credit card fraud is a kind of fraud, not because of arrears, but because of fraud.
There is a certain reason why it hasn't happened yet. I didn't take the initiative to avoid debt, and I wanted to cheat myself of the money in my credit card. And I didn't lose contact, and I took the initiative to contact the bank for repayment. This is not fraud.
Third, what will happen if the credit card is not prosecuted as a dishonest person?
1, name, ID number and other information will be published on "China Administrative Information Open Network";
2 restrictions on the use of aircraft, soft sleeper trains, ships and other means of transportation above the second class;
3, restrict access to high-end consumer places such as hotels, hotels, golf courses, etc. ;
4. Restrict loans to buy a house, a car or rent high-end office buildings and apartments;
5. Can't travel for a holiday or hold important positions such as company executives;
6. Children are restricted from attending high-consumption private schools;
7. Can't buy insurance wealth management products with high premiums;
8. The operation of related enterprises is limited;
9. Other high consumption behaviors that are not necessary for life and work.
If you are harassed by credit card companies for debt collection, you can complain to the relevant departments, report to the public security organs and so on. Banks generally use the method of collection to let debtors repay, and only when certain conditions are met will banks sue credit card holders. If the overdue amount is relatively large and the overdue time is relatively long, it will be sued by the bank. If sued by the bank, the credit card holder will definitely lose the case. I arranged the above. If there is a dispute, it is still necessary to analyze the specific problems. If you can't solve your problem, you can consult a creditor's lawyer.
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