Forget that there is no SMS reminder for the 600 CCB credit card. What effect will it have if it is overdue?

There will be a late payment fee, and the proportion of late payment fee is 5% of the unpaid part of the minimum repayment amount. The landlord's bill totals more than 500, the minimum repayment amount is 200, and the late payment fee should be 10 yuan; From the date when the landlord swipes the card/withdraws the cash, interest will be charged at 0.5 ‰ per day. Calculated according to the 60-day interval between the landlord using the card and repayment, the principal is 500, and the interest is 15 yuan.

In addition, banks generally report the cardholder's card usage truthfully. As long as the landlord repays the loan on time in the next 24 months, it will not have much impact on the loan.

At the same time, speaking of reminders, if the landlord fails to pay back the money one day after the due repayment date, CCB will send a text message to remind him, because his family has a time-sensitive repayment service and will arrive on time within five days after the due repayment. It is suggested that the landlord, if he has a CCB savings card, can also consider binding an agreed repayment account, which will automatically deduct money as long as there is money in the savings account.