I got a text message saying that I was sued for installment consumption.

Received a text message saying that the prosecution can be negotiated with the platform.

Short message collection of overdue payment refers to the behavior of financial institutions to remind consumers to repay and take legal measures through short messages when consumers fail to repay on time. If you don't borrow money from any online lending platform and still receive such a short message, you must contact online lending and repay on the platform. If sending harassing text messages seriously threatens your address book and work unit, you can call to complain.

Because the loan SMS is sent by the system in groups, there may be sending errors, such as reminding the user to repay the loan after it has been repaid, or telling the user loans overdue if it is not overdue. Loan text messages are mainly used as reminders. As long as you ensure that the loan under your name is not overdue, you can directly ignore such text messages. For details, you can contact the platform.

Consumption staging refers to:

Installment payment is a way for people to pay for consumer necessities (such as household appliances, furniture, clothing, etc.). ) installment payment. It allows the buyer to divide the large lump-sum payment into several installments, and the payment amount of each installment is lower, allowing the buyer to pay this part of the expenses at a lower payment date within a certain period.

There are many similarities between consumption installment and credit card. For example, credit cards also allow users to repay in installments within a certain period of time. However, in contrast, there are usually some better terms in installment, such as no handling fee, low interest rate, long installment period, etc., and consumers are also allowed to pay by installment after purchase.

Staging consumption has its advantages. First of all, it enables consumers to buy more expensive items at one time without worrying about not being able to pay all the money for the time being. Secondly, when users pay in installments, the total payment fee can be dispersed, and only a small amount needs to be paid in each installment to reduce the financial pressure. At the same time, it can also be shared by consumers. Before paying the last installment, a certain amount can be saved for other consumption, reducing the family economic pressure borne by consumers.