There is also the receipt of SMS arbitration notice after the deadline.

Network arbitration refers to a dispute settlement method in which both parties agree to submit the dispute to a third party (with recognized status), and the third party will judge and make a ruling according to the merits of the dispute. For example, you have a loan dispute with the online lending platform, and then the two sides negotiate to ask a third-party institution to make a ruling on the dispute. After the mediation result comes out, both parties shall implement it according to this result. It should be noted that arbitration requires the will of both parties.