Why does the US Mission borrow money to show that the real name information is wrong?

Why is the information of Meituan reset?

It may be a system error, or the information of Meituan has been reset.

There are several reasons why Meituan has always displayed real-name information errors:

1. If the payment is made by mobile phone, it should be that the information reserved by the bank does not match the phone number, and the bank has entered the wrong number. Just change it at the bank. Go to the bank to check whether your information is correct. Sometimes the bank clerk will overlook that you made a mistake in doing this.

2. Maybe your ID number has letters.

3. The network is not good.

Meituan uses the high-frequency demand of Meituan's take-out to reach consumers, thus transforming them into users of other businesses (shops, hotels, tourism).

Meituan is affiliated to Beijing Sankuai Technology Co., Ltd., its legal representative is Mu Rongjun, with a registered capital of 5.48 billion yuan, and its address is No.27 Zhongguancun Street, Haidian District, Beijing 12 12-34. Its business scope includes technology development, technical services, technology transfer and technical consultation. Economic and trade consultation; Basic software services and application software services; Design, produce, display and publish advertisements.

The epidemic situation cannot apply for online loans.

Meituan borrowing money is an unsecured loan service provided by Meituan Finance for Meituan merchants and consumers. Users who open Meituan accounts can borrow money from them if necessary. Of course, loans need to be approved by the system. According to the evaluation results, the system may agree or reject the loan. The following small series will summarize several reasons why the US Mission can't get the loan.

Why can't the US Mission get a loan?

1, the age does not meet the requirements.

Meituan needs users aged 20 to 50 to qualify for loans.

Solution:

It is recommended that users under the age of 20 apply for age-appropriate loan products in other financial institutions (note that minors are prohibited from lending); Users over the age of 50 are affected by their physical fitness and income level, so it is not recommended to refinance, and they can find children if they need funds.

2. The account has not completed real-name authentication.

The premise of applying for Meituan loan is that Meituan's account has completed real-name authentication, otherwise it will not provide loan service.

Solution:

Hurry up to complete the real-name authentication, and bind the mainland mobile phone number of the real-name registration system (preferably for more than half a year) and the personal name savings card.

3. Overdue credit leads to bad credit report.

When repaying the credit products under his own name, he failed to pay off on time within the specified repayment period, and was overdue, and was reported to the central bank for credit investigation, leaving a bad record in it, which led to personal credit damage, so the system frozen the quota and closed the account.

Solution:

All overdue debts must be paid off quickly, and then it is recommended to maintain good credit for three to six months and repair damaged credit information.

4. The loanable amount in the account is insufficient.

Meituan stipulates that the minimum amount of a single loan is 500. If the loanable amount in the user's account is less than 500, it is naturally impossible to apply for a loan successfully.

Solution:

Pay off the previous loans and outstanding loans on time. When the loan amount is restored, you can apply for a new loan as long as it reaches more than 500.

5. Frequent borrowing leads to excessive debt.

Recently, many financial institutions have frequently applied for a large number of loans, most of which have not been paid off, resulting in too many records of credit inquiry, and the phenomenon of "spending money" and multi-head lending, which makes the platform system worry about unstable economic life and insufficient repayment ability.

Solution:

It is best to suspend the application for new credit products for one or two months, and try to repay the outstanding loans during this period. It is not too late to borrow again after the situation of "flower garden" of subsequent credit information improves and the personal debt ratio drops.

6. There is a security problem with this account.

Because accounts are always logged in from different places, accounts logged in by different devices are frequently changed, and account information is frequently modified. There are security risks in the account, and the risks have increased a lot, leading to system risk control.

Solution:

After that, pay attention to avoid the above risky operations again, and wait patiently for the end of system risk control (lasting about one or two months).

7. The account has been appealed.

Due to malicious bad reviews, returns and other behaviors that often occur in the shopping and consumption process of Meituan, it was complained by merchants and entered the platform risk list. The platform will naturally not provide loan services for such users.

Solution:

After that, we should avoid malicious bad reviews and bad behaviors of returning goods, pay attention to maintaining personal good credit, and increase and maintain good consumption habits.

8. The authentication information is not comprehensive.

The account information is incomplete, and the authenticated identity information is out of date, which makes it impossible for the system to accurately judge the user's credit rating.

Solution:

It is necessary to update the identity information in time, supplement and improve the household registration information, and pay attention to maintaining the stability of personal information afterwards.

9. Economic income is unstable

Under normal circumstances, the system will make a comprehensive evaluation of the user's account usage and credit status from time to time (usually once a month). If the user has recently lost a stable source of economic income, the system score will inevitably drop, thus affecting the loan.

Solution:

Efforts should be made to improve personal comprehensive qualifications, and more bank cards of Meituan should be bound, and more shopping and consumption should be made on Meituan platform.

10. The system is being maintained and upgraded.

The background system is being maintained and upgraded due to failure and other reasons. During this period, the account will generally be locked by the system and the loan service will be temporarily stopped.

Solution:

Wait patiently for the system maintenance and upgrade (as short as a few minutes or hours, as long as a few days), and then you should be able to resume borrowing.

1 1. The loan line on that day has been robbed.

When applying for a loan, it happened that the platform business was busy, the number of people queuing for loans was too large, and the loan funds were tight. Because all the places have been allocated that day, naturally there will be no more funding.

Solution:

It is recommended to apply early the next day. The loan amount borrowed by Meituan will be refreshed every day, naturally on a first-come-first-served basis. However, if you borrow it again the next day, you will still be prompted that the quota is full. It is recommended to wait for 30 days and try again.

12. The bank card status is different.

The status of bank cards bound by Meituan platform is abnormal, such as overdue, loss reporting, freezing, etc. In this case, it is naturally impossible for the platform to successfully lend money.

Solution:

Contact the issuing bank in time to handle the card problem. If it can't be solved at the moment, you can apply for another bank card with normal status first, and then apply for a loan again.

Why did the US Mission suddenly fail to borrow money?

If the US Mission can't borrow money, it is probably caused by the following reasons:

1. Recently, the customer failed to repay the credit products under his name on time within the specified time limit, which led to overdue situation, damaged personal credit, and the system frozen the line.

2. Within the loanable amount of the account in 500 yuan, there are provisions for Meituan to borrow money. The minimum loan amount is 500 yuan (for example, the lender shows that Chongqing Meituan Sankuai, Jilin Yilian Bank, and the minimum loan amount is 600 yuan).

3. Due to the frequent borrowing in recent days, there has been a situation of long-term borrowing, and many loans under the name have not been paid off, and the personal debt ratio has risen quite high. Therefore, the system is worried that the customer's repayment ability is insufficient.

4. The authentication identity information has expired, or the account information has been frequently modified (changing bank cards, changing mobile phone numbers, etc.). ), and the device login has been changed all the time, which leads to great risk in the account and has been realized by the system.

5. The platform has limited the daily loan amount. When the customer applies for a loan, the daily loan amount has been paid out.

Extended data:

Meituan loan refers to the living expenses of Meituan. Meituan users need credit authorization to apply for living expenses. Meituan will decide whether to lend money according to the user's credit information. After the user successfully applies for a loan, the loan records and repayment records will also be uploaded to the credit information system, so Meituan Loan is based on credit information.

If the borrower fails to repay the loan on time and is overdue, Meituan will upload the overdue situation to the credit report, and the borrower's personal credit report will leave a bad record. After the debt is paid off, the bad records will be automatically eliminated after 5 years.

Customers apply for loans from Meituan Loan. After the system is approved, they usually get loans on the same day, and most of them arrive within 2 hours. If the speed is fast, it will take about 5 minutes to arrive. Of course, the premise is that customers apply for loans during working hours on weekdays.

However, if the customer applies for a loan after 18 pm, the loan may be delayed, and it is estimated that it will not arrive until the next morning.

In short, customers should wait patiently after submitting loan applications. If the loan arrives, the Meituan loan platform system will naturally send a message to inform the customer.

If Meituan borrows money for many days (three or four days, or even more than a week), it is recommended that customers call the customer service phone of Meituan loan platform to see what is going on. Is it because the loan amount is tight recently, so you are still waiting in line? Or the loan failed to pass the re-inspection before lending and has been rejected.

What do you mean that the real name information of the US Mission does not match?

Your registration information does not match your real name information.

Meituan. Since its establishment on March 4th, 20th/kloc-0, com has been trying to provide local service for consumers. As the first group-buying enterprise in Haidian District of Beijing to apply to join the 123 15 green channel, and the group-buying enterprise that has passed the certification of "e-commerce credit certification", "network credit certification" and "trusted website", Meituan.com has always put user satisfaction first while developing at a high speed.

Introduction to the US Mission:

The mission of Meituan is "Better Together". Founder Wang Xing established "common prosperity" in the genes of Meituan. As a leading domestic life service e-commerce platform, the company has well-known apps such as Meituan Public Comment and Meituan Takeaway.

Meituan's services cover more than 200 categories such as catering, take-away, fresh retail, taxi, bicycle sharing, hotel tourism, movies, leisure and entertainment.

Meituan is a comprehensive software that meets people's needs and has many convenient functions, such as hotel accommodation, movie ticket purchase, train ticket and so on.