SMS verification code was stolen.

Under normal circumstances, the mobile phone will not be stolen after it is lost, because Alipay is definitely associated with the mobile phone number. I lost my phone card. I must have lost it. Alipay took this situation into account when designing security certification.

First of all, if the phone has a screen lock password, others can't unlock it after they get it, and naturally they can't open Alipay, let alone pay for it. Therefore, we usually have to set a complex screen lock password for mobile phones, which is the first level to protect property and personal privacy.

Secondly, if you take out the mobile phone card from your mobile phone and insert it into other unfamiliar devices, you can indeed log in to Alipay corresponding to your mobile phone number through SMS verification code. But the premise is that this mobile phone number itself is bound to Alipay.

For example, my Alipay is not set to log in with a mobile phone number, so even if someone gets my mobile phone card, they can't log in to my Alipay. Therefore, it is best not to set the mobile phone number as the login account of Alipay, because the mobile phone number can be verified by SMS, which is really unsafe.

In addition, after discovering that the mobile phone is lost, you should go to the operator's business hall to report the loss of the mobile phone number as soon as possible, so that the lost mobile phone card will be invalid and others will get a waste card. Similarly, Alipay itself also supports loss reporting. When the mobile phone is lost, you can use the standby device to log in to Alipay and choose to report the loss in the security options to ensure property safety.

Third, even if the person who gets your mobile phone logs into your Alipay through the mobile phone verification code, he can't pay with Alipay. Because Alipay has a payment password in addition to the login password. Without the payment password, there is basically no way to involve money operations. Even if the account has the function of "no secrets", it will only steal 200 yuan at most, and it will be discovered soon.

It is more difficult to modify the payment password. In addition to receiving the verification message, you need to have the ID number of the Alipay account owner. Unless the mobile phone is stolen together with your ID card, there is no way for others to know your ID number. If even this step is cracked, then the possibility of "acquaintances committing crimes" needs to be considered.

All in all, Alipay's security measures are still in place, and ordinary means can't get Alipay's payment password at all, which naturally won't lead to stealing. However, as a user, you should also develop good habits, such as setting a safe screen lock password for your mobile phone, and reporting the loss of your mobile phone card, Alipay, WeChat and other important accounts as soon as possible. Only in this way can we ensure that the property related to mobile phones is foolproof.