What credit card is the easiest to apply for?

Credit cards of China Merchants Bank, China Everbright Bank and Ping An Bank are relatively easy to handle.

Supplementary information:

Credit card processing of China Merchants Bank, China Everbright and Ping An is very simple, as long as you have work permit, medical insurance card and ID card. China Merchants Bank can also apply for completing the information directly in the credit card official website, and the bank will send the credit card after checking it. In terms of quota, these three banks will also be higher than the four major state-owned banks.

Extended data:

1. The application conditions of China Merchants Bank credit card are:

1. Applicant 18 to 60 years old, with China nationality.

2, the applicant should have a relatively stable job and income, the average monthly income of not less than 3000 yuan.

3. The applicant should provide the bank running statement of the salary card and the list of social security personal accounts in the past six months. If you have a car and a house, you can also provide a real estate license and a car driving license.

4. The applicant must have a fixed residence, and can provide proof of permanent residence and payment documents for daily life.

The applicant should have good personal credit.

As we all know, if you want to apply for a credit card of China Merchants Bank, you need to be at least 18 years old, have a stable job and income, have qualified personal credit information and so on.

6. Credit card applicants of China Merchants Bank must have certain economic ability and no bad credit record. Applicants should be 18~60 years old (foreigners are 25~60 years old).

Two. Basic conditions for credit card of China Everbright Bank:

1. Credit card applicants must be between 18-65 years old (inclusive), have full capacity for civil conduct, have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards in China Everbright Bank.

2. Original valid ID card (including but not limited to domestic resident ID card, foreign passport, Hong Kong and Macao residents' travel permit to and from the mainland, mainland travel permit for taiwan residents, etc.). ) should be provided as required.

Which credit cards are easy to handle?

Which bank's credit card application is the easiest to pass

What are the easiest credit cards for major banks? I believe many friends find it more and more difficult to apply for a credit card. However, in order to seize the market, different banks will launch several flagship cards with low application threshold, many activities and great strength. These are the "simplest" credit cards for banks. Under the same qualifications, as long as you start from them, the success rate of the application will be higher!

I. China Merchants Bank

Merchants youth card

Highlights of the card: the withdrawal ratio is as high as 100%, and the first withdrawal is free every month. Once it is successfully processed, the withdrawal ratio of other CMB credit cards under the cardholder's name will also be increased to 100%! Must be the first choice for friends who often withdraw cash! At the same time, new residents can immediately receive the men's Gillette beauty suit by swiping their cards! It is a good choice for girls to send their boyfriends to colleagues and for boys to send themselves!

Suitable for people: fashion hipsters, moonlight clan.

Two. Guangdong Development Bank

Guangfa Zhenqing Credit Card

Highlights of card use: Guangfa True Love Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance. At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it should be noted that this option cannot be changed!

Suitable for people: fashionable white-collar workers, young hot moms and shopaholics.

Three. China Citic Bank

Which bank is easier to apply for a credit card online?

1. It is quite easy for Bank of China to apply for a credit card online. You can apply for a credit card by logging in to Bank official website and Personal Online Banking. Because the online application page of China Bank is simple and clear, you can clearly see all credit card types, and then click to handle them according to your own needs. Under normal circumstances, online application is about 5 to 7 days faster than counter application.

2. It only takes about 10 to 15 minutes for Guangfa Bank to apply for a credit card online. In addition, Guangfa Bank issues cards quickly, which is convenient and confidential. If all your conditions are fine and your personal credit is good, you can receive a credit card within 2 working days. Yes, you are not mistaken! Guangfa Bank is so fast. However, it should be noted that because the bank will ask you to verify your information, you should always pay attention to checking your mobile phone communication!

3. According to feedback from card friends, the online application of China Merchants Bank's credit card is particularly easy to handle, and the process of online application is relatively simple. If your friend has a CMB credit card, you can ask your friend to recommend a card, so the credit card application process will be much faster.

4. ICBC credit card online application is also very good. Like China Merchants Bank, as long as your friend has an ICBC credit card or debit card, you can apply for a credit card online soon.

Which bank has the best credit card application?

Relatively speaking, commercial banks are easier to handle than the credit cards of the four major state-owned banks in China. Each bank's credit card has its own characteristics and processes. Credit cards of China Merchants Bank, Bank of Communications, CITIC and Guangfa are easier to handle than those of the four major banks.

According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

1. China Merchants Bank Credit Card

The best credit card of China Merchants Bank is YOUNG Card, a credit card product tailored for the younger generation. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts.

Friends who have used China Merchants Bank's credit card know that China Merchants Bank's service is very good, which is the best among all banks. Although China Merchants Bank can't handle cards with cards, the efficiency of issuing cards and withdrawing cash is still quite high. Moreover, China Merchants Bank supports WeChat cash withdrawal test. Once the test passes, you can withdraw cash quickly, simply and quickly, which is so powerful.

2. Bank of Communications Credit Card

It is often recommended to apply for the Y-power card of Bank of Communications, and the withdrawal amount is 65,438+000%. There is no annual fee in the first year, and you can avoid the annual fee by swiping your card six times in the second year, which is very powerful.

The usual activities are also super powerful, such as the annual essential activities: the most red star period five, the super most red star period five, and the weekly brush. In addition, Bank of Communications supports card processing. Although the risk control is strict, it is not as difficult as everyone said.

3. Ping An Bank Credit Card

Ping An Bank has also expanded rapidly recently to support the insurance policy. Compared with China Merchants Bank and Shanghai Pudong Development Bank, the preferential activities of Ping An Bank's credit cards are not outstanding. However, the owner card of Ping An Bank is very powerful for the owner, because there are many gas concessions.

4. CITIC Bank Credit Card

It is recommended to apply through the internet, which is quite efficient. Generally, short messages will be accepted by banks within 24 hours. Auditing information is simple, as long as you provide a copy of your ID card. But as for the amount, it is very difficult.

Citic's credit card has more powerful activities from time to time. In recent years, the "9-point exchange" activity has a good reputation, but it has been spit out by everyone because of the adjustment of strategy. However, I still recommend its Platinum Card and JD.COM White Card.

Verb (abbreviation of verb) Guangfa Bank Credit Card

Guangfa is known as an iron rooster, mainly because the quota is difficult to mention, but there are still many preferential activities. The best credit card of Guangfa Bank is undoubtedly Guangfa True Love Credit Card. As long as you are a female customer and can provide stable income proof and personal information, there is no obstacle to applying for this card.

6. China Everbright Bank Credit Card

It is easy to apply for a card, and the amount is high. You can apply for an adjustment of the quota for half a year, and generally increase it by 1 times at a time. The best thing is that there are many points activities, often several times as many as sending points, and online transactions are also counted as points.

In fact, at present, as long as your credit qualification is good enough, apply for a credit card in any bank, repay the loan in time, and use the card reasonably, the quota will go up.

A bank with simple credit card application

I. Credit Card of Guangfa Bank

Guangfa Credit Card has many activities, large amount, convenient application and many loyal fans. The easiest credit card to apply for is of course Guangfa True Love Credit Card.

Second, China Merchants Bank Credit Card

The best card of China Merchants Bank is China Merchants Youth Card, which is one of the most popular and favorite cards for young people. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts. If the maximum withdrawal amount of 100% credit line is insufficient, the first withdrawal fee will be added free of charge every natural month.

3. Ping An Bank Credit Card

Ping An Bank's credit cards are very grounded, such as the owner's card for car owners, the standard card for supermarket shopping, the platinum card discount at the airport, and direct access to the cinema. Card promotion covers food, fitness, entertainment, shopping and so on. The most sought-after and easy-to-handle credit card.

4. CITIC Bank Credit Card

CITIC Bank's credit card network application is quite efficient, and the bank will accept it within 24 hours! Auditing information is very simple, just copy an ID card, and there are many preferential activities, such as refueling points, full cash back, free food, giving away movie tickets and so on.

Verb (abbreviation of verb) China Everbright Bank Credit Card

The installment fee of Everbright Credit Card has always been the lowest in China, and the approval success rate is high. Getting the card as soon as possible is good for the reputation of card friends. Ten yuan welfare life to create the most affordable activities of eating, drinking and having fun.

The application materials are as follows:

1. Identity certificate: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of the military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

What is the best credit card to apply for?

Although the basic conditions for major banks to handle credit cards are similar, in fact, the threshold for each bank to handle credit cards will be slightly different. For example, the big four state-owned banks are usually under strict scrutiny. If the personal qualification of the first credit card user is not particularly good, it is suggested to avoid the four major banks and choose a small commercial bank to handle it. Here I will introduce you to several credit cards that are easier to apply for.

1, Bank of Communications credit card. For white households, the first credit card suggests applying for a Bank of Communications credit card. Bank of Communications credit card applications are generally rejected once a second, and the card amount is generally 5000 to 1.5 million. For example, the Y-POWER card of Bank of Communications is a credit card issued for young people, which is more suitable for people with ordinary qualifications to apply. According to the users who have handled the card, the card issuing target is mainly young people (under 30 years old), which is suitable for people with general qualifications to apply, and the pass rate of Y-POWER card of Bank of Communications is higher.

2. China Merchants Bank Credit Card. China Merchants Bank is the fastest bank to withdraw cash from credit cards. China Merchants Bank's Young card is also a relatively easy credit card, which is an exclusive card for young people. White households who have just joined the work can apply as long as they are 18 years old and have a formal internship contract.

3. Shanghai Pudong Development Bank Credit Card. Shanghai Pudong Development Bank has a youth card, which, like the Y Power Card of Bank of Communications and the youth card of commercial banks, is a credit card for young people, making it easier to apply.

4. CITIC Bank Credit Card. The credit card application threshold of CITIC Bank is not high. For example, CITIC Taobao co-branded card is a credit card that many users who like Taobao shopping will choose. If you like online shopping, you can try to apply.

5. China Everbright Bank Credit Card. The standard credit card of China Everbright Bank is a low-threshold credit card, which is relatively easy to apply for.

Tips for novices to handle credit cards

1, it will be more convenient to choose a bank with more outlets to handle business; For example, there are many outlets of China Merchants Bank and Bank of Communications, and the threshold for handling credit cards is low, which is more suitable for users who handle credit cards for the first time;

2. Choose the credit card type that suits you. There are many types of credit cards in banks, and the one that suits you best is the best. Applicants should choose the type of card according to their own needs. Those who like online shopping can choose CITIC Taobao co-branded card, and those who like traveling can choose aviation co-branded card.

3. Choose the card level that suits you. Credit cards generally have three grades: ordinary cards, gold cards and platinum cards. The higher the card level, the higher the requirements for applicants. If your own conditions are average, it is recommended to apply for an ordinary card.

This is the end of the introduction about what credit card is the easiest to apply for and what credit card is the easiest to apply for. I wonder if you found the information you need from it?