Alipay loan, flower shop loan and online merchant loan total120,000 yuan overdue. If you don't answer the phone, how long will you be prosecuted?

According to the description of the problem, Alipay's loan, flower shop loan and online merchant loan were overdue by120,000 yuan, and the borrower could not be contacted. The following are relevant instructions:

1. Prosecution time: The specific prosecution time depends on the creditor's action plan. Generally speaking, if the debt continues to be overdue and the borrower refuses to repay or cannot be contacted, the creditor can take legal measures to recover the arrears. Usually, the creditor will contact the borrower by telephone, SMS, email, etc. If there is no result, you can entrust a lawyer or a third-party agency to handle it, which may eventually lead to prosecution.

2. Time factor: the specific time when the borrower did not answer the phone was not provided, so it was impossible to accurately predict the prosecution time. But generally speaking, creditors may give a certain time for collection, such as days to weeks. If the borrower cannot be contacted and the overdue problem cannot be solved within this time limit, the creditor may consider taking legal action.

3. Legal procedures: Before the prosecution, the creditor will generally send a reminder letter to inform the borrower to repay the arrears according to law, and ask to solve the overdue problem. If the borrower still refuses to cooperate, the creditor may bring a lawsuit to the court. In court, the judge will make a judgment based on the evidence of both parties and the legal provisions.

Summary:

The specific time of being sued depends on the creditor's strategy and legal procedures, and legal action will generally be taken after a reasonable collection period. It is suggested to communicate with creditors in time to solve the overdue problem so as to avoid further expansion of the dispute.

Extended data:

-In China, debt recourse generally follows relevant laws and regulations such as People's Republic of China (PRC) Contract Law and People's Republic of China (PRC) Civil Procedure Law.

-The borrower shall fulfill the repayment obligation, contact the creditor in time, and solve the overdue problem through consultation to avoid legal disputes.

-If the debt cannot be repaid in time, the creditor may apply for measures such as property preservation and enforcement in legal proceedings to safeguard his legitimate rights and interests.

Note: the above answers are for reference only, and you need to consult a professional legal institution or lawyer for details.