Why can't I check the balance of postal savings deposits regularly?

The main reason why the Postal Savings Bank can't find the balance of time deposits is that the user's inquiry method is wrong. If you query directly through ATM, you can only query the balance of demand deposits, but not the balance of time deposits. Users can check the balance of time deposits through bank counters, online banking and mobile banking.

Postal bank cards can only find current deposits, but can't find time deposits. If you want to inquire, you can use the following methods: bring your bank card and ID card to the bank counter to inquire at the ATM self-service terminal, and choose the type regularly. If online banking is enabled, you can check it in online banking. If mobile banking is opened, you can check it in mobile banking.

If it is a green cartoon card, you can check the time deposit in the card through the ATM of China Postal Savings Bank; Or through personal online banking, mobile banking, telephone banking and other channels to inquire about the balance of time deposits.

Time deposit is also called "time deposit certificate". A deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit and withdraw the principal and interest after maturity. If depositors need funds before maturity, some certificates of deposit can be sold in the market; Some certificates of deposit cannot be transferred. If depositors choose to withdraw funds from the bank before maturity, they need to pay a certain fee to the bank.