Ping 'an Fengka SMS

If it is overdue for a long time, the bank will apply to the court for enforcement and freeze WeChat, Alipay and bank cards under its name.

Loans overdue usually refers to the phenomenon that after the loan expires, the borrower fails to repay the loan principal and interest to the bank that issued the loan according to the loan term agreed in the loan contract, and fails to go through the relevant extension or lending procedures, resulting in the loan exceeding the agreed term.

Seven consequences of Ping An Pratt & Whitney loans overdue's non-repayment: 1, default interest, and overcharge 50% interest. The penalty interest of each lending institution is different, and the penalty interest charged by small loan companies may be higher, and the late payment fee will be terrible. 2. Pull into the blacklist and record bad credit. The name of the lender will appear in the internal system of the bank the day after the deadline, and the credit report will inevitably leave a bad record. It can be kept for 3-7 years. 3. It will affect the handling of loans and credit cards in the future. As long as it is blacklisted, the handling of mortgage and car loan will have an impact and it is impossible to enjoy loan concessions. You can't go abroad, fly, take the high-speed train, get on the high-speed train, drive a car, and your children can't go to an aristocratic school. Once you are blacklisted, you will lose many legitimate rights and interests, and there will be more punishments in the future, which will seriously affect your life on earth. This may affect your career. For students whose loans are overdue for 90 consecutive days, the bank or school will publish your detailed information in the media. 6. If sued by the bank, it will be executed by the court. If sued, the court will take property preservation measures according to the creditor's application, freeze the deposits of the lender and the loan guarantor, and seal up the corresponding real estate, vehicles and other property. After the judgment, it will be enforced according to law. 7, if the circumstances are serious, direct sentence.