Why do I often receive short messages about foreign loans?

1. Why do I often receive short messages about foreign loans?

Maybe your mobile phone number leaked the information.

Second, why did you receive a loan text message?

The reasons for receiving consumer finance short messages may be user registration, browsing the loan platform, loan expiration, platform dunning, loan emergency contact or personal information disclosure. 1. The reason for receiving the consumer finance text message is 1. There is no lending behavior. Before surfing the Internet, customers have logged into some loan platform websites or paid attention to the advertisements of loan platforms. Therefore, it became the target customer of the platform and was sent a large number of short messages recommending loans. 2. There is a loan behavior platform to remind customers not to forget to pay back the money. Of course, it is also possible that the customer owes money after borrowing money, and the platform sends a text message for dunning. For some malicious overdue users, the relevant lending institutions/platforms will take some repayment methods, such as sending text messages and calling for repayment. However, we should learn to distinguish the authenticity of the repayment message received. 3. In other cases (1), relatives and friends borrowed money, and then regarded the customer as the emergency contact person for their own loan, leaving the contact information of the customer. If the loan platform can't contact the other party, it will naturally find the customer. (2) The customer's personal identity information was leaked, stolen by criminals and defrauded. The other party did not return the money after borrowing it, and the platform found the customer according to the information left by the other party. In this case, the customer can make it clear to the platform without having to bear the repayment responsibility. Second, how to prevent 1, never tell anyone your ID number, bank code and bank card password at any time and place. 2. When you can't tell whether the short message is true or false, you should call the bank at the first time. Note: Don't dial the number left in the SMS first! 3. Don't call back by cell phone. You'd better find a landline to call back. 4. For some unfamiliar short messages that are completely unrecognizable, the best way is to ignore them. If you are cheated, please report it immediately. 6. Don't chat with strange text messages-don't believe, don't be greedy, don't reply, this is the killer to deal with text messages. In short, when you receive a loan message, you should first identify the authenticity of the content, and be wary of some messages that need links/credit. Of course, users still need to repay in time and maintain good repayment habits to reduce the probability of receiving such short messages. Where is the notice message of consumer finance filing? 1. In general, the notice of filing a case will not be notified by SMS, but by written form. Therefore, after receiving a similar message, users can check it if they are not sure whether it is true. 2. Generally speaking, it is mainly the collection of loan platforms or similar short messages sent by third-party collection companies to urge users to repay their debts as soon as possible. What is the impact of evading debts and maliciously not paying back? 1. It will be recorded in the credit report. 2. Other channels will also have overdue repayment records. For example, for users who evade debts, the local mutual fund association will also release information in the official and play it in turn. 3. Affect users who apply for follow-up negotiation as soon as possible after the loan platform is overdue. The longer the arrears, the more the accumulated penalty interest.

3. What happened when I received the loan application information?

See what kind of short message it is, but this kind of information is generally spam. If there is a link in the short message, it is recommended not to click it.

4. Why do I often receive loan messages on my mobile phone these two days?

Generally, there are three possibilities: first, you accidentally registered this platform and entered your mobile phone number, so the advertising information about the loan. Second, someone else has registered this loan platform with your mobile phone number, or used your mobile phone number as a contact person. Third, this is a marketing strategy, the so-called "net fishing". In this case, it is recommended to check by phone. If you accidentally register, please ask him to delete or unbind this phone. If it is a marketing strategy, it can also explain the situation. If you still receive this harassing message, you can add a phone number.