What does short message of Industrial Bank mean?

Credit card users of Industrial Bank said that they received "Dear customers, there are signs that your recent transaction does not meet the regulatory requirements. If you really need cash, you can use the cash advance or cash transfer function to avoid the inconvenience caused by card downgrade. " What do you mean by receiving this message? First, the cardholder may have bad habits of using the card, such as cashing out, which is monitored. Second, if the cardholder needs cash turnover, he can borrow cash in advance or transfer money through Industrial Credit Card, which is not illegal. Third, if the cardholder does not immediately stop illegal cashing, the next step will be to take punishment measures. Industrial credit card holders with self-knowledge should know how to maintain their own card security.

1. Industrial Bank Co., Ltd. is one of the first joint-stock commercial banks established in China with the approval of People's Bank of China, People's Bank of the State Council and People's Bank of China. Founded on August 22nd, 1988, and headquartered in Fuzhou, Fujian Province.

Taking customers as the center, Industrial Bank made unremitting efforts to promote product innovation, process optimization and technology upgrading, and formed a professional management system with corporate finance, retail banking and financial markets as its main businesses.

On August 26th, 20021year, Industrial Bank released the semi-annual report for 20021year. According to the announcement, Industrial Bank achieved operating income of108.955 billion yuan in the first half of the year, an increase of 8.94% year-on-year; The net profit attributable to shareholders of the parent company was RMB 4,065,438+0.10.2 billion, a year-on-year increase of 23.08%.

Second, the enterprise profile

Industrial Bank is one of the first joint-stock commercial banks established in Chinese mainland with the approval of People's Bank of China, People's Bank of the State Council and People's Bank of China. Founded in August 1988, the head office is located in Fuzhou, Fujian Province. It was listed on the Shanghai Stock Exchange on February 5, 2007 (stock code: 60 1 166) with registered capital of 198.

Third, enterprise management.

Adhere to customer-centeredness, improve the professional management system, continue to deepen business transformation, and unremittingly promote product innovation, process optimization and technological upgrading, and form a professional management system with corporate finance, retail banking and financial markets as the main body. The business field has been continuously expanded, the product series has been continuously enriched, the service system has been increasingly improved, and the comprehensive service capability and service level have been continuously improved.

Fourth, financial services.

Including investment banking, trade finance, cash management, green finance, small businesses and institutional businesses, actively build a professional management system for industrial finance, and successively set up industrial financial centers such as automobiles, energy and metallurgy to promote professional management.

Investment Bank: A complete product system has been established, including non-financial corporate debt financing instruments, financial corporate bonds, direct financing instruments for wealth management, M&A loans and syndicated loans. Over the years, the amount of lead underwriting and the number of entrepreneurs have continued to lead the market.