2017165438+1October Qingdao 5.39 interest rate fluctuates?

1.2017165438+10 Does the interest rate of Qingdao 5.39 fluctuate?

20 17, 165438+ 10, the interest rate in Qingdao fluctuated. According to the changes of mortgage interest rate in Qingdao over the years, the interest rate in Qingdao rose by 65,438+00% in 2065 and 438+065,438+0 in 2007, so it rose. The loan interest rate of commercial real estate is 65,438+00% higher than the benchmark interest rate, which is 5.39%. But now the overall mortgage in Qingdao is in a relatively tight state, so the interest rate of commercial housing should be higher than 10%.

2.2065438+200910.8 Should Qingdao's benchmark interest rate be raised?

Hello,

1. 10% will be 1. 1 multiple of the benchmark interest rate in the future? Yes, the interest rate level at the time of signing the contract and the interest rate level to be implemented in the future will not change once the contract is signed. 2. What does it mean to start the new interest rate every year 1 month? The adjustment time of individual housing loan interest rate is 65438+ 10/month 1 year. Different from other loans, other loans were adjusted immediately after the People's Bank of China announced the interest rate. Only the personal housing loan interest rate is adjusted for the second year, 65438+ 10/month 1. Of course, if the People's Bank of China did not adjust the interest rate last year, personal loans will not be adjusted the next year. Third,

Under normal circumstances, a property will sign cooperation agreements with several banks, and banks without cooperation agreements cannot lend. You can ask the salesperson how many banks there are and then compare the interest rate policies of several banks. Sometimes salespeople have a good relationship with a bank, and I only recommend you to that bank. In fact, all banks that have signed the agreement can handle it. You should ask a few more questions.

3. What is the interest rate of Qingdao 202 1 Second Suite?

The interest rate of the second suite in Qingdao ranges from 5.65 to 5.88.

4. What is the floating interest rate of ICBC's 20 17 three-year time deposit?

You can edit the short message in the following format and send it to 95588 to get interest rate information: 1. Deposit interest rate: English abbreviation for CXLL# currency; 2. Loan interest rate: Danish kroner. Tips: 1. Please refer to the real interest rate for the differential pricing of RMB deposits in different regions; 2. If you need to know the historical interest rate, please select the corresponding time to inquire through the column of "Quotation Tool-Deposit and Loan Interest Rate" on the ICBC portal website. (Answer time: June 5, 2020. In case of business changes, please refer to the actual situation. )