What should I do if I get a threatening text message when I am in debt?

If it is illegal to collect debts by violence, and if others use means such as threatening or damaging others' health, reputation and property to collect debts, we can bring a lawsuit to the court or call the police. Article 29 Non-deposit loan organizations shall provide repayment reminder service for overdue borrowers in a legal and appropriate way. Non-deposit lending organizations and outsourcing institutions shall not commit the following acts when collecting debts: (1) using or threatening to use violence or other illegal acts to damage the body, reputation or property of others; (2) Insulting, slandering or otherwise interfering with the normal work and life of others; (3) forcing the borrower to pay off debts by misleading, cheating, false statements and other means; (4) Publicizing the list of borrowers who refuse to pay off their debts to the public, except as otherwise provided by laws and administrative regulations; (five) to collect money from people other than the debtor and the guarantor; (six) other illegal, improper or improper means to collect debts.