What does risk control mean to recover arrears?

Risk control to recover the debt refers to the process of recovering the borrower's debt under the premise of risk control. The recovery of arrears by risk control mostly occurs in the loan or card business of banks or financial institutions. If the user overdraws the credit card and there is an abnormal situation, the corresponding institution will recover the arrears.

Risk control means that risk managers take various measures and methods to eliminate or reduce the possibility of risk events to a certain extent by conducting risk assessment and formulating risk treatment plans in advance, or risk controllers can ensure their own interests as much as possible by reducing the losses caused by risk events.

What behaviors are easily controlled by the wind?

① When using a credit card, if the card is not swiped according to the relevant regulations of the bank, the system detects irregularities such as cashing, or the credit card is overdue for a long time, the bank will think that the cardholder does not have the ability to repay on time, resulting in the credit card being controlled by the wind.

(2) If the single consumption amount of the bank card is too large, or the card is swiped in a large amount in an area where the cardholder has never swiped the card, it will be monitored by the banking system to judge that the card is at risk of being stolen, which will lead to the bank card being controlled by the wind.