I have been in the Postal Savings Bank for five years, and the staff said it was a hundred-year life insurance. After five years, I took out my money with interest. Is it true?/You don't say.

What specific regular storage packages does the Postal Savings Bank have?

What are the specific time deposit packages of the Postal Savings Bank? There are two main types of time deposit packages. Fixed deposit by lump sum and withdrawal is a kind of fixed deposit with agreed deposit period, one-time deposit of principal and withdrawal of principal and interest at maturity. RMB lump-sum time deposit is deposited in 50 yuan, with a term of three months, six months, one year, two years, three years and five years.

Generally speaking, the interest rates of postal savings time deposits are 2.600% for three months, 2.800% for six months, 3.000% for one year, 3.750% for two years, 4.250% for three years and 4.750% for five years. The People's Bank of China stipulates that banks can be allowed to raise the deposit interest rate by 1. 1 time, which means that the interest rate of China Postal Savings Bank can also be changed.

The Postal Savings Bank is weaker than the Agricultural Bank, but as the sixth largest bank in China, the strength of the big bank is still there, so the interest rate is comparable to that of the Agricultural Bank.

Generally speaking, if it is a bank's wealth management product, it is a product with high risk coefficient, and the interest rate will be much higher. Banks also have wealth management and certain high-risk wealth management projects. Of course, it may be that the risk coefficient among bank staff thinks that the risk is not so high, and there are structured deposits, which are within the scope of income. It may be that the highest interest income was calculated and publicized at the time of publicity, and the lowest interest income was not publicized. There is an error.

In fact, banks are also financial institutions, not only selling their own products, but also selling wealth management products of other financial institutions. So it may also be the products of other financial institutions. The risk of this product is generally high, and the annualized interest rate is as high as 10.375%, which may lead to the risk of thunder. So be careful. All right.

Summary: What are the specific time deposit packages of Postal Savings Bank? There are two main types of time deposit packages. Fixed deposit by lump sum and withdrawal is a kind of fixed deposit with agreed deposit period, one-time deposit of principal and withdrawal of principal and interest at maturity. RMB lump-sum time deposit shall be deposited in 50 yuan, with a term of three months, six months, one year, two years, three years and five years.