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How long can maternity insurance generally be reported?
Maternity insurance is a social insurance system stipulated by national legislation. When the labor force is temporarily interrupted due to maternity, the state and society provide timely material assistance. China's maternity insurance benefits mainly include two items. One is maternity allowance, and the other is maternity medical care. Its purpose is to help working women recover their working ability and return to work by providing them with maternity allowance, medical services and maternity leave.
First, maternity insurance reimbursement conditions:
1, maternity insurance usually requires payment for one year, but it is still being paid, so you can enjoy the relevant treatment of maternity insurance. However, maternity insurance is a typical local policy, and the regulations vary from place to place, from 10 to 6 months or even lower. Therefore, I suggest you consult the local social security center (unified telephone number: 12333), and their answers will prevail.
2, maternity insurance for the unit to pay, individuals do not pay.
Second, maternity insurance reimbursement process:
1, insured employees can enjoy maternity insurance benefits according to regulations when they meet the following conditions:
(1) conforms to the national, provincial and municipal family planning policies;
(2) When giving birth or carrying out family planning operation, the employer has participated in maternity insurance and paid the maternity insurance premium in full for 10 months.
2, prenatal examination fees and production costs, the parties bring a marriage certificate, social security card (citizen card) and family planning certificate issued by the street to the maternity insurance designated hospital direct credit card settlement.
3. To declare maternity allowance and one-time nutrition allowance, you need to fill in the maternity insurance benefits declaration form and affix the official seal of the unit, and provide marriage certificate, one-child certificate (for children), discharge summary and other materials. , and go through the declaration formalities at the fertility department of the municipal medical insurance center on the working days between 1 and 10 every month. (relevant formalities shall be handled within one year after the delivery of the house).
Three, maternity insurance reimbursement scope are:
1, maternity medical expenses
The examination fee, delivery fee, operation fee, hospitalization fee and medicine fee for the birth of female employees shall be paid by the maternity insurance fund. The medical business expenses and medicine expenses that exceed the provisions shall be borne by the employees themselves;
2. Maternity allowance
Female workers shall enjoy maternity allowance during maternity leave according to law, which shall be paid by maternity insurance fund;
3. Maternity medical expenses and maternity allowance shall be applied for within 0 years after female employees give birth or terminate pregnancy.
The compensation standard is: if a female employee is pregnant for 7 months or more and gives birth naturally or is born prematurely less than 7 months, she will enjoy the maternity allowance for 3 months.
Legal basis:
People's Republic of China (PRC) social insurance law
Fifty-third employees should participate in maternity insurance, the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.
Article 54 If an employer has paid maternity insurance, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds shall be paid by the maternity insurance fund.
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