What are the pitfalls of Yi 'an Insurance?

As an indispensable part of the insurance industry, the third-party insurance platform has been developing continuously in recent years, and it is nothing new to buy insurance products online.

Take Yi 'an Insurance as an example. This third-party insurance platform is well-known and very popular. The quality and service attitude are very bright.

Therefore, the next senior mainly uses Yi 'an Insurance as a template to analyze the strength of this Internet insurance company!

1. Is Yi 'an Insurance reliable?

Yi 'an Property Insurance Co., Ltd. (referred to as "Yi 'an Insurance") actively responded to the national strategic goal of "internet plus". It is one of the four professional Internet insurance companies in China, which was formally approved by China Insurance Regulatory Commission. It was approved to start business on February 6, 2006/KLOC-0. The key is that seven listed companies, including Yinzhijie and Guanghui Petroleum, make joint efforts to directly prepare for the construction.

Its business scope includes commercial/family property insurance, freight insurance, liability insurance, credit guarantee insurance, short-term health/accidental injury insurance and other businesses directly related to Internet transactions.

On July 16, 2022, the CBRC will end its two-year takeover of Yi 'an Property Insurance and declare that it will enter the bankruptcy reorganization stage. According to the report issued by the firm, the assessed value of total assets of Yi 'an Property Insurance is 340 million yuan, the assessed value of total liabilities is 460 million yuan, the assessed value of net assets is-65.438+0.2 billion yuan, and the book assets are less than liabilities.

Besides the above, do you know what else we should pay attention to when looking at insurance companies? Senior tells you:

"What should we pay attention to when we pay attention to insurance companies? 》

Second, what is an Internet insurance company?

Compared with traditional insurance companies, Internet insurance companies combine the concept of Internet and mainly sell, insure and settle claims through online channels, including peace of mind insurance, Zhongan insurance and Taikang Online.

As a new insurance marketing model based on computer Internet, Internet insurance is different from the traditional insurance agent marketing model. Internet insurance can be said to be the economic behavior of insurance companies or new third-party insurance networks to support insurance sales management activities based on Internet and e-commerce technology.

Compared with traditional insurance promotion methods, Internet insurance allows customers to choose insurance products freely and flexibly, and customers can compare the products of several insurance companies online, with transparent premiums and clear protection rights.

Moreover, the service is more convenient, and it can be realized without leaving home in terms of online product consultation and sending electronic insurance policies to mailboxes.

If you don't know much about Internet insurance, you can read this article by Senior Sister:

"Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance? 》

Third, how to buy insurance in Yi 'an Insurance?

No matter which insurance company you buy and what kind of insurance you buy, you can't do without who you buy insurance for. For example, you should try to establish a relatively perfect security system for the family economic pillar, such as critical illness insurance, millions of medical insurance, accident insurance, life insurance and so on.

There is no need to focus on life insurance in the process of choosing children. After all, children are not the core of the family economy and are not suitable for buying life insurance. Therefore, it is recommended to buy critical illness insurance, millions of medical insurance and accident insurance for children.

IV. List of Insurance Companies

Insurance companies such as China Life Insurance and China Ping An have a high reputation in the market, but we should not only look at their reputation when choosing insurance companies. When choosing an insurance company, we should pay attention to whether the company background, solvency and claim limit are excellent.

For example, it is not difficult to know from the solvency supervision regulations of China Banking Regulatory Commission that the core solvency adequacy ratio exceeds 50% (inclusive), the comprehensive solvency adequacy ratio exceeds 65,438+000% (inclusive), and the comprehensive risk rating exceeds B (inclusive). As long as the above three requirements are met, it is a company with solvency standards.

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"Just out of the oven! Top Ten Insurance Companies in China! 》

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

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